10310 Morgan Mill Rd, Monroe, NC 28110 Property Records

Union County property record for 10310 Morgan Mill Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,025 sqft · built 2018
Lot Size	54.9 acres (2,391,880 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Feb 2016)
Tax Bill	$3,415 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-192-006A`

Property Details

APN / Parcel Number

Primary APN	`01-192-006A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,025 sqft Living Area
1st Floor Area	2,025 sqft
Basement Area	2,227 sqft
Unfinished Basement	2,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Lot Area	2,391,880 sqft (54.9 acres)
Garage Type	Attached
Garage Area	916 sqft
Porch	Slab
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10310 MORGAN MILL RD
City	MONROE
State	NC
Zip	28110-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	TRACT 3 WHITLEY 6611-035
Legal Tract	3
Jurisdiction	UNION NC
Township / Civil Division	NEW SALEM
Census Block Group	2
Census Block	2007
Census Tract	20100

Owner

10310 Morgan Mill Rd is owned and occupied by two individuals who bought it in February 2016.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10310 MORGAN MILL RD, MONROE, NC 28110-9527
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CAROLINA FARM CREDIT ACA
Jan 25, 2018	Deed of Trust, Mortgage FARM CREDIT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2016 · Amount on File
Deed Sale	Feb 4, 2016 · Amount on File
Deed Document Number	20162951
Deed Book / Page	6611 / 35
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	10310 MORGAN MILL RD, MONROE, NC 28110-9527
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	80461
Date	Mar 31, 2021
Book Page	8046/1
Instrument	14934

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank
Address	LIBERTY, NC 27298

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Apr 1, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	10310 MORGAN MILL RD, MONROE, NC 28110-9527
Document Number	709313
Book / Page	007093 / 000013
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	TBD MORGAN MILL RD MONROE NC 28110, MONROE, NC 28110

Mortgage

Document Number	709313
Date	Jan 26, 2018
Book Page	007093/000013
Instrument	2099

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10310 Morgan Mill Rd was $3,415.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,114,200 (+64.9%) Land $620,800 Building $493,400	$1,114,200 (-) Land $620,800 Building $493,400
2025	$3,415.00	$675,700 Land $182,300 Building $493,400	$1,114,200 Land $620,800 Building $493,400
2023	$2,533.00	$625,000 Land $321,400 Building $303,600	$625,000 Land $321,400 Building $303,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10310 Morgan Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10310 Morgan Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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