10310 Deer Trail Dr, Dunkirk, MD 20754 Property Records

Calvert County property record for 10310 Deer Trail Dr, Dunkirk, MD 20754

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,265 sqft · built 1981
Lot Size	3.02 acres (131,551 sqft)
Owner	2 Individuals on Record
Last Sale	$695,000 (Aug 2007)
Tax Bill	$6,717 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-077594`

Property Details

APN / Parcel Number

Primary APN	`03-077594`
Alternative APNs	`3077594` `077594`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,265 sqft Total Area
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	131,551 sqft (3.02 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	960 sqft
Porch	Slab
Porch Area	577 sqft
Deck Area	490 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	077594
Street Address	10310 DEER TRAIL DR
City	DUNKIRK
State	MD
Zip	20754-9318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LT 83 SEC 3-C FERRY LANDING WOODS
Legal Subdivision	FERRY LANDING WOODS
Legal Lot Number	83
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3011
Census Tract	860103

Owner

Source: Calvert County assessment roll, as of July 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	10310 DEER TRAIL DR, DUNKIRK, MD 20754-9318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 30, 2019	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2007 · Amount on Record
Deed Sale	Aug 7, 2007 · Amount on Record
Prior Sale	Aug 14, 2001 · Amount on Record
Deed Document Number	200780129
Deed Book / Page	3034 / 253
Last Transfer Date	Mar 6, 2008
Transfer Doc	KPS031300729
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Recording Date	Apr 16, 2026
Property Address	10310 DEER TRAIL DR, DUNKIRK, MD 20754-9318
Document Number	6886000123
Book / Page	6886 / 123
Instrument Date	Apr 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	10310 DEER TRAIL DR, DUNKIRK, MD 20754-9318
Investor	Possibly a Property Investor

Mortgage

Document Number	6886000123,
Date	Apr 16, 2026
Book Page	6886/123

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	10310 DEER TRAIL DR, DUNKIRK, MD 20754-9318
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10310 DEER TRAIL DR, DUNKIRK, MD 20754-9318

Mortgage

Document Number	0060560465
Date	Aug 20, 2021
Book Page	6056/465

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	10310 DEER TRAIL DR, DUNKIRK, MD 20754-9318
Document Number	0055080188
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	BAY TITLE COMPANY, BAY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10310 DEER TRAIL DR DUNKIRK MD 207549318, DUNKIRK, MD 20754-9318

Mortgage

Document Number	0055080188
Date	Jan 9, 2020
Book Page	005508/000188

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,717.00 (+21.62%)	$601,900 (+13.22%) Land $190,100 Building $411,800	$601,900 (-) Land $190,100 Building $411,800
2023	$5,523.00	$531,633	$601,900 Land $190,100 Building $411,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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