1031 Windermere Dr, Willoughby, OH 44094 Property Records

Lake County property record for 1031 Windermere Dr, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 873 sqft · built 1942
Lot Size	0.136 acres (5,950 sqft)
Owner	Individual Name on Record
Tax Bill	$2,184 (2023)
Deeds & Mortgages	Feb 2026 Reverse Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-B-056-B-00-097-0`

Property Details

APN / Parcel Number

Primary APN	`27-B-056-B-00-097-0`
Alternative APN	`A 48`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	873 sqft Living Area
1st Floor Area	873 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,950 sqft (0.136 acres)
Lot Dimensions	85 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	A 48
Street Address	1031 WINDERMERE DR
City	WILLOUGHBY
State	OH
Zip	44094-7139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 2 & 3 DOUGLASS TRACT S/L A-49 & A-51
Legal Subdivision	WILLOBEE ON THE LAKE NO. 2
Legal Block	4
Legal Lot Number	2 & 3 51
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	3
Census Block	3010
Census Tract	201700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1031 WINDERMERE DR, WILLOUGHBY, OH 44094-7139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC
Aug 29, 2022	Affidavit of Death of Joint Tenant, Transfer
Sep 9, 2022	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2022
Deed Sale	Sep 9, 2022
Prior Sale	Aug 29, 2022
Deed Document Number	475888
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	1031 WINDERMERE DR, WILLOUGHBY, OH 44094-7139
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003761
Date	Feb 25, 2026
Instrument	2026R003761

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1029 Months
Due	Nov 27, 2111

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.2%

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE OH
Recording Date	Aug 29, 2022
Property Address	1031 WINDERMERE DR, WILLOUGHBY, OH 44094-7139
Document Number	0000023981
Map Reference	VOL D PG 47
Instrument Date	Aug 25, 2022
Instrument	2022R023981
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 WINDERMERE DR, WILLOUGHBY, OH 44094-7139

September 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	LAKE OH
Recording Date	Sep 9, 2022
Property Address	1031 WINDERMERE DR, WILLOUGHBY, OH 44094-7139
Document Number	0000025063
Map Reference	VOL D PG 47
Instrument Date	Jun 10, 2022
Instrument	2022R025063
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 WINDERMERE DR, WILLOUGHBY, OH 44094-7139

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,184.00 (-10.05%) Homeowner's exemption	$23,070 (-) Land $9,240 Building $13,830
2022	$2,428.00 Homeowner's exemption	$23,070 Land $9,240 Building $13,830
2021			$65,900 Land $26,390 Building $39,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (1978–1991)
Claims Outside the SFHA	3 of 11
Most Recent Claim	May 1991 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Breezeline, Verizon.

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