1031 Washington Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1031 Washington Rd, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,164 sqft · built 1948
Lot Size0.303 acres (13,198 sqft)
OwnerIndividual Name on Record
Last Sale$178,500 (May 2018)
Tax Bill$2,772 (2026)
Deeds & MortgagesAug 2026 Line of Credit
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-022751

Property Details

APN / Parcel Number

Primary APN07-022751
Alternative APNs
  • 7022751
  • 022751

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,164 sqft Total Area
Basement Area220 sqft
Finished Basement220 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area13,198 sqft (0.303 acres)
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area134 sqft

Utilities, Heating & Cooling

Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number022751
Street Address1031 WASHINGTON RD
CityWESTMINSTER
StateMD
Zip21157-5837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-100
Legal DescriptionLT 3 - 0.275 AC 1031 WASHINGTON RD 3-18 W OF OGG SUMMIT
Legal Lot Number3
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3023
Census Tract507802

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1031 WASHINGTON RD, WESTMINSTER, MD 21157-5837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Deed of Trust, Mortgage · Line of Credit
POINT BREEZE CREDIT UNION
May 30, 2018Administrator's Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2018 · Amount on Record
Deed SaleMay 30, 2018 · Amount on Record
Prior SaleSep 28, 1993 · Amount on Record
Deed Book / Page9025 / 221
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Recording DateAug 13, 2026
Property Address1031 WASHINGTON RD, WESTMINSTER, MD 21157-5837
Document Number1183000001
Book / Page11836 / 1
Instrument DateAug 4, 2026
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 WASHINGTON RD, WESTMINSTER, MD 21157-5837

Mortgage

Document Number1183000001,
DateAug 13, 2026
Book Page11836/1
Lender
NamePOINT BREEZE CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

May 2018: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionCARROLL MD
Recording DateMay 30, 2018
Property Address1031 WASHINGTON RD, WESTMINSTER, MD 21157-5837
Document Number0090250221
Book / Page9025 / 0221
Map ReferenceLB175 FO55
Instrument DateMay 17, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCOURTHOUSE TITLE & SETTLEMEN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 WASHINGTON RD, WESTMINSTER, MD 21157-5837

Mortgage

Document Number0009025228
DateMay 30, 2018
Instrument9025/228
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,772.00 (+5.52%) Homeowner's exemption$259,400 (+40.14%) Land $92,700 Building $166,700$259,400 (+40.14%) Land $92,700 Building $166,700
2025$2,627.00 (+25.63%) Homeowner's exemption
2023$2,091.00$185,100 Land $92,700 Building $92,400$185,100 Land $92,700 Building $92,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2015–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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