1031 W 38th St, Lorain, OH 44052 Property Records

Lorain County property record for 1031 W 38th St, Lorain, OH 44052 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1968
Square Footage	1,421 sqft Living Area
Lot Size	11,326 sqft (0.26 acres)
Occupancy	Owner Occupied
Last Sale	$75,000 (2021)
Tax Bill	$2,334.00 (2025)

Owner

Source: Lorain County records · APN 02-01-006-190-016

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1031 W 38TH ST, LORAIN, OH 44052-5117
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2021 · Amount on Record
Deed Sale	May 04, 2021 · Amount on Record
Deed Doc Number	2021002602
Record Refreshed	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 04, 2021
Property Address	1031 W 38TH ST, LORAIN, OH 44052-5117
Document Number	0000815897
Map Reference	VOL 20 PG 13
Instrument Date	May 03, 2021
Instrument	2021-0815897
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1031 W 38TH ST, LORAIN, OH 44052-5117
Investor	Possibly a Property Investor

Mortgage

Document Number	0000815898
Date	May 04, 2021
Instrument	2021-0815898

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,334.00	$61,060 (+%) Land $10,710 Building $50,350	$174,450 (-) Land $30,600 Building $143,850
2024	$2,334.00 (+11.41%)	$61,058 (+50.06%) Land $10,710 Building $50,348	$174,450 (+50.06%) Land $30,600 Building $143,850
2023	$2,095.00 (+0.87%)	$40,688 (%) Land $10,609 Building $30,079	$116,250 (-) Land $30,310 Building $85,940
2022	$2,077.00	$40,690 Land $10,610 Building $30,080
2021			$116,250 Land $30,310 Building $85,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`02-01-006-190-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,421 sqft Living Area
1st Floor	1,421 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1968
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Lot Area	11,326 sqft (0.26 acres)
Depth X Width	156 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	368 sqft Garage
Patio Area	156 sqft Patio
Porch	Open Porch
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1031 W 38TH ST
City	LORAIN
State	OH
Zip	44052-5117
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KUCIREK ACRES SUB 75.00 X 156.00
Legal Subdivision	KUCIREK ACRES SUB FRNT
Legal Tract	1
Legal Block	190
Legal Lot Number	58
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	2
Census Block	2018
Census Tract	23500