1031 Vester St, Ferndale, MI 48220 Property Records

Oakland County property record for 1031 Vester St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 756 sqft · built 1941
Lot Size	0.121 acres (5,271 sqft)
Owner	Individual Name on Record
Last Sale	$164,800 (Feb 2022)
Tax Bill	$4,535 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-25-26-354-021`

Property Details

APN / Parcel Number

Primary APN	`24-25-26-354-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Other
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Area	290 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1031 VESTER ST
City	FERNDALE
State	MI
Zip	48220-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 26 EAST URBANREST SUB LOTS 16 & 17, ALSO 1/2 OF VAC ALLEY ADJ TO SAME BLK 7
Legal Range	11E
Legal Township	01N
Legal Section	26
Legal Subdivision	EAST URBANREST
Legal Block	7
Legal Lot Number	16-17
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	5
Census Block	5026
Census Tract	173000

Owner

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1031 VESTER ST, FERNDALE, MI 48220-1932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 2, 2019	Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Aug 2, 2019 · Amount on Record
Deed Document Number	2022321058
Deed Book / Page	57455 / 361
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 15, 2022
Property Address	1031 VESTER ST, FERNDALE, MI 48220-1932
Document Number	0000321058
Book / Page	57455 / 361
Map Reference	LB 4 PG 24
Instrument Date	Oct 29, 2021
Instrument	321058
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	NOT AVAILABLE, 1ST CHOICE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1031 VESTER ST, FERNDALE, MI 48220-1932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 VESTER ST, FERNDALE, MI 48220-1932

Mortgage

Document Number	0057455363
Date	Feb 15, 2022
Instrument	57455/363

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 2, 2019
Property Address	1031 VESTER ST, FERNDALE, MI 48220-1932
Document Number	0000123866
Book / Page	053095 / 000148
Instrument Date	Jul 18, 2019
Instrument	123866
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	PARTNERS TITLE AGENCY LLC, PARTNERS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11235 S NEW HAMPSHIRE AVE LOS ANGELES CA 900441321, LOS ANGELES, CA 90044-1321

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,535.00 (-2.37%) Homeowner's exemption	$92,890 (+11.75%)	$185,780 (+11.75%)
2024	$4,645.00 (-7.14%)
2023		$83,120	$166,240
2021	$5,002.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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