Osceola County property record for 1031 Tony Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,630 sqft · built 1993 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Nov 2025) |
| Tax Bill | $3,291 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 87492 |
| Primary APN | 87492 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,630 sqft Heated Area |
| Gross Area | 2,462 sqft |
| 1st Floor Area | 1,630 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 133 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 348 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 87492 |
|---|---|
| Street Address | 1031 TONY CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CANOE CREEK WOODS UNIT 9 PB 7 PGS 39-40 LOT 24 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | CANOE CREEK WOODS & CRYSTAL CREEK |
| Legal Tract | 571 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Legal Unit | 9P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 43303 |
Source: Osceola County records · APN 87492
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1031 TONY CIR, SAINT CLOUD, FL 34772-7310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2025 | Warranty Deed, Transfer · Conventional Mortgage MY MORTGAGE INC |
| Oct 26, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2025 · Amount on Record |
| Deed Sale | Nov 04, 2025 · Amount on Record |
| Prior Sale | Oct 26, 2020 · Amount on Record |
| Deed Document Number | 2025136306 |
| Deed Book / Page | 6875 / 344 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 04, 2025 |
| Property Address | 1031 TONY CIR, SAINT CLOUD, FL 34772-7310 |
| Document Number | 0068750344 |
| Book / Page | 6875 / 344 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025136306 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO OF FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 W PRINCE RD, SANTA FE, NM 87507-9780 |
| Name | Verified Name |
|---|---|
| Address | 1031 TONY CIR, SAINT CLOUD, FL 34772-7310 |
| Document Number | 0006875346 |
|---|---|
| Date | Nov 04, 2025 |
| Instrument | 6875/346 |
| Name | MY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 26, 2020 |
| Property Address | 1031 TONY CIR, SAINT CLOUD, FL 34772-7310 |
| Document Number | 0058191310 |
| Book / Page | 5819 / 1310 |
| Map Reference | MB 7 PG 39 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 2020144577 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 865 POINTERS WAY, 865, LAWRENCEVILLE, GA 30043-6395 |
| Name | Verified Name |
|---|---|
| Address | 1031 TONY CIR, SAINT CLOUD, FL 34772-7310 |
| Document Number | 0058191312 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 5819/1312 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,291.00 (+3.56%) Homeowner's exemption | $226,793 (+2.9%) | $305,000 (-4.15%) Land $70,000 Building $235,000 |
| 2024 | $3,178.00 (+2.71%) Homeowner's exemption | $220,402 (+3%) | $318,200 (+5.09%) Land $70,000 Building $248,200 |
| 2023 | $3,094.00 (+3.69%) Homeowner's exemption | $213,983 (+3%) | $302,800 (+18.79%) Land $60,000 Building $242,800 |
| 2022 | $2,984.00 Homeowner's exemption | $207,751 | $254,900 Land $55,000 Building $199,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 133 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 133 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017, river or lake flooding, Hurricane Irma |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,205 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 351 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 35 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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