1031 Spring Creek Dr, Bishop, GA 30621 Property Records

Oconee County property record for 1031 Spring Creek Dr, Bishop, GA 30621

Property Summary

Property Type	Single Family Home
Details	3,036 sqft · built 2004
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Nov 2020)
Tax Bill	$4,723 (2025)
Deeds & Mortgages	May 2024 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A-06E-001-D`

Property Details

APN / Parcel Number

Primary APN	`A-06E-001-D`
Alternative APN	`12301`

Interior

Stories	2 Stories
Building Area	3,036 sqft Heated Area
1st Floor Area	2,062 sqft
2nd Floor Area	604 sqft
Attic Area	370 sqft
Basement Area	875 sqft
Finished Basement	875 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Brick/Stone
Construction Type	Concrete
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Attached
Garage Area	495 sqft
Driveway	Driveway
Driveway Area	1,700 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	172 sqft
Deck Area	288 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12301
Street Address	1031 SPRING CREEK DR
City	BISHOP
State	GA
Zip	30621-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	1594/554 1382/142 1097/375 34/35
Legal Subdivision	BOULDER SPRINGS
Legal Block	D
Legal Lot Number	1
Jurisdiction	OCONEE GA
Township / Civil Division	WATKINSVILLE
Census Block Group	1
Census Block	1001
Census Tract	30600

Owner

Source: Oconee County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1031 SPRING CREEK DR, BISHOP, GA 30621-1331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOAN
Dec 22, 2020	Grant Deed, Transfer · VA Mortgage OCONEE ST BK
May 2, 2017	Warranty Deed, Transfer · Conventional Mortgage EVERETT FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	0001594554
Deed Book / Page	1594 / 554
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE GA
Property Address	1031 SPRING CREEK DR, BISHOP, GA 30621-1331
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 SPRING CREEK DR, BISHOP, GA 30621-1331

Mortgage

Document Number	0017710000000780
Date	May 3, 2024
Book Page	0000001771/0000000780
Instrument	D2024002236

Lender

Name	THIRD FEDERAL SAVINGS AND LOAN

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE GA
Recording Date	Dec 22, 2020
Property Address	1031 SPRING CREEK DR, BISHOP, GA 30621-1331
Document Number	0015940554
Book / Page	001594 / 000554
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1031 SPRING CREEK DR BISHOP GA 306211331, BISHOP, GA 30621-1331

Mortgage

Document Number	15940556
Date	Dec 22, 2020
Book Page	001594/000556

Lender

Name	OCONEE ST BK
Type	Bank
Address	WATKINSVILLE, GA 30677

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCONEE GA
Recording Date	May 2, 2017
Property Address	1031 SPRING CREEK DR, BISHOP, GA 30621-1331
Document Number	0013820142
Book / Page	001382 / 000142
Instrument Date	Apr 27, 2017
Instrument	2454
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 SPRING CREEK DR BISHOP GA 306211331, BISHOP, GA 30621-1331

Mortgage

Document Number	13820144
Date	May 2, 2017
Book Page	001382/000144
Instrument	2455

Lender

Name	EVERETT FIN'L
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,723.00 (+5.54%) Homeowner's exemption	$270,072 (+12.76%) Land $36,000 Building $234,072	$675,180 (+12.76%) Land $90,000 Building $585,180
2024	$4,475.00 (+7.01%) Homeowner's exemption	$239,510 (+4.57%) Land $33,000 Building $206,510	$598,776 (+4.57%) Land $82,500 Building $516,276
2023	$4,182.00 (+0.26%) Homeowner's exemption	$229,034 (+17.66%) Land $32,000 Building $197,034	$572,585 (+17.66%) Land $80,000 Building $492,585
2022	$4,171.00 Homeowner's exemption	$194,664 Land $28,000 Building $166,664	$486,660 Land $70,000 Building $416,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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