Elko County property record for 1031 Silver St, Elko, NV 89801
| Property Type | Commercial |
|---|---|
| Details | 6,222 sqft · built 1992 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Company Name on File |
| Last Sale | $670,000 (Dec 2023) |
| Tax Bill | $5,615 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-362-007 |
| Primary APN | 001-362-007 |
|---|
| Units | 4 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 6,222 sqft Gross Area |
| 1st Floor Area | 3,375 sqft |
| Basement Area | 462 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Lot Area | 12,502 sqft (0.287 acres) |
| Porch | Covered Porch |
|---|---|
| Porch Area | 42 sqft |
| Loading Dock | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 1031 SILVER ST |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | ZC |
| Legal Description | 1031 SILVER ST |
| Legal Subdivision | BALLOU ADDITION |
| Legal Block | 11 |
| Legal Lot Number | 20-24 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 951300 |
Source: Elko County records · APN 001-362-007
Assessment roll updated July 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1111 WATER ST, ELKO, NV 89801-3965 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Feb 05, 2024 | Deed of Trust, Mortgage · SBA Mortgage NEVADA STATE DEVELOPMENT CORPORATION |
| Dec 18, 2023 | Bargain and Sale Deed, Transfer · Commercial Mortgage NEVADA BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2023 · Amount on Record |
| Deed Sale | Dec 18, 2023 · Amount on Record |
| Prior Sale | Sep 30, 2015 · Amount on Record |
| Deed Document Number | 2023830924 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1031 SILVER ST, ELKO, NV 89801 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2025 |
| Title Company | STEWART TITLE ELKO |
| Name | Verified Name |
|---|
| Document Number | 0000833379 |
|---|---|
| Date | Feb 05, 2024 |
| Instrument | 833379 |
| Name | NEVADA STATE DEVELOPMENT CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | RENO, NV 89509 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Dec 18, 2023 |
| Property Address | 1031 SILVER ST, ELKO, NV 89801 |
| Document Number | 0000830924 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 830924 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2025 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,613.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 278, ELKO, NV 89803-0278 |
| Name | Verified Name |
|---|---|
| Address | 1111 WATER ST, ELKO, NV 89801-3965 |
| Document Number | 0000830925 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 830925 |
| Name | NEVADA BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000830927 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 830927 |
| Name | NEVADA BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ELKO, NV 89801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Elko County records · Assessment roll updated July 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,615.00 (-2.72%) | $153,392 (+4.8%) Land $52,500 Building $100,892 | $438,263 (+4.8%) Land $150,000 Building $288,263 |
| 2024 | $5,772.00 (+9.53%) | ||
| 2023 | $5,270.00 (+7.99%) | $146,371 (+9.82%) Land $52,500 Building $93,871 | $418,203 (+9.82%) Land $150,000 Building $268,203 |
| 2022 | $4,880.00 | $133,281 Land $52,500 Building $80,781 | $380,803 Land $150,000 Building $230,803 |
Source: FEMA National Flood Hazard Layer as of May 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 9 (1995–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Moderate above 56% of the US · lower than 68% of Nevada |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito West Holding Fiber · Cable | 1,000 / 1,000 |
| Churchill County, State of Nevada Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Networks Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: JAB Wireless.
Based on FCC filings for 376 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ELKO serves 23,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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