1031 Shope Rd, Otto, NC 28763 Property Records

Macon County property record for 1031 Shope Rd, Otto, NC 28763

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,568 sqft · built 1987
Lot Size	2.96 acres (128,938 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Dec 2025)
Tax Bill	$1,118 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6580473957`

Property Details

APN / Parcel Number

Primary APN	`6580473957`
Alternative APNs	`0749497` `144579` `161623`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Heated Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1991
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	128,938 sqft (2.96 acres)
Terrain	Rolling
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Patio
Porch Area	340 sqft
Deck Area	108 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	161623
Street Address	1031 SHOPE RD
City	OTTO
State	NC
Zip	28763-9103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	RD 1114
Legal Subdivision	GREGORY N TURNER AND JOYCE A HAGEN JOIN
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	4
Census Block	4034
Census Tract	970700

Owner

1031 Shope Rd is owned by two individuals who bought it in December 2025.

Source: Macon County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 LINDEN LN, PINEHURST, NC 28374-9063
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Dec 10, 2025	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
May 23, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Prior Sale	May 23, 2019 · Amount on File
Deed Document Number	20257577
Deed Book / Page	C- / 44.1550
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Sep 29, 2026
Property Address	1031 SHOPE RD, OTTO, NC 28763-9103
Document Number	0000006287
Book / Page	44 / 1279
Instrument Date	Sep 29, 2026
Instrument	20266287
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LINDEN LN, PINEHURST, NC 28374-9063

Mortgage

Document Number	0000006287,
Date	Sep 29, 2026
Book Page	44/1279
Instrument	20266287

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 10, 2025
Property Address	1031 SHOPE RD, OTTO, NC 28763-9103
Document Number	00C44/1550
Book / Page	C-44 / 1550
Map Reference	CARD 7031
Instrument Date	Dec 3, 2025
Instrument	2025007577
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LINDEN LN, PINEHURST, NC 28374-9063
Investor	Possibly a Property Investor

Mortgage

Document Number	2025007578
Date	Dec 10, 2025
Instrument	2025007578

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 23, 2019
Property Address	1031 SHOPE RD, OTTO, NC 28763-9103
Document Number	00F39/0325
Book / Page	F-39 / 0325
Map Reference	CARD 7031
Instrument Date	May 21, 2019
Instrument	2019003138
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 PHEASANT RUN, 1100, COLUMBIA, MO 65201-6254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 SHOPE RD, OTTO, NC 28763-9103

Mortgage

Document Number	2019003139
Date	May 23, 2019
Instrument	2019003139

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1031 Shope Rd was $1,118.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,118.00	$294,470 (-) Land $87,700 Building $206,770	$294,470 (-) Land $87,700 Building $206,770
2025	$1,118.00	$294,470 Land $87,700 Building $206,770	$294,470 Land $87,700 Building $206,770
2023	$1,096.00	$291,200 Land $87,700 Building $203,500	$291,200 Land $87,700 Building $203,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1031 Shope Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2009–2015)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1031 Shope Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Shope Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures