1031 Shady Fork Rd, Chattanooga, TN 37421 Property Records

Hamilton County property record for 1031 Shady Fork Rd, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,314 sqft · built 1972
Lot Size	0.469 acres (20,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,500 (Sep 2018)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171F A 023`

Property Details

APN / Parcel Number

Primary APN	`171F A 023`
Alternative APN	`0000117821`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,314 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,462 sqft (0.469 acres)
Lot Dimensions	157 ft deep x 130 ft wide
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000117821
Street Address	1031 SHADY FORK RD
City	CHATTANOOGA
State	TN
Zip	37421-4536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 21 HURRICANE CREEK ESTATES PB 26 PG 25
Legal Subdivision	HURRICANE CREEK
Legal Lot Number	21
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2005
Census Tract	11325

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1031 SHADY FORK RD, CHATTANOOGA, TN 37421-4536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Nov 1, 2016 · Amount on Record
Deed Document Number	2018092600045
Deed Book / Page	11461 / 680
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1031 SHADY FORK RD, CHATTANOOGA, TN 37421-4536
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000160
Date	Sep 15, 2021
Book Page	12651/559
Instrument	2021091500160

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2041

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 26, 2018
Property Address	1031 SHADY FORK RD, CHATTANOOGA, TN 37421-4536
Document Number	0926000045
Book / Page	011461 / 000680
Instrument Date	Sep 21, 2018
Instrument	180926000045
Transaction Type	Transfer
Record Updated	Oct 23, 2018
Title Company	TITLE GUARANTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1031 SHADY FORK RD CHATTANOOGA TN 374214536, CHATTANOOGA, TN 37421-4536

Mortgage

Document Number	926000046
Date	Sep 26, 2018
Book Page	011461/000682
Instrument	180926000046

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,695.00 (+13%)	$111,850 (+66.82%)	$447,400 (+66.82%) Land $75,000 Building $372,400
2024	$1,500.00	$67,050 (-)	$268,200 (-) Land $55,000 Building $213,200
2023	$1,500.00	$67,050 (-)	$268,200 (-) Land $55,000 Building $213,200
2022	$1,500.00	$67,050	$268,200 Land $55,000 Building $213,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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