Kenton County property record for 1031 Shadowridge Dr, Elsmere, KY 41018 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1997 |
| Square Footage | 924 sqft Finished Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $181,000 (2020) |
| Tax Bill | $2,749.00 (2025) |
Source: Kenton County records · APN 016-10-02-170.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1031 SHADOWRIDGE DR, ELSMERE, KY 41018-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SUMMIT FNDG |
| Dec 01, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SUMMIT FNDG |
| Aug 13, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage HUNTINGTON NAT'L BK |
| May 30, 2019 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) HUNTINGTON NAT'L BK |
| Jan 03, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on Record |
| Deed Sale | Dec 22, 2020 · Amount on Record |
| Prior Sale | Aug 13, 2019 · Amount on Record |
| Deed Doc Number | 0000062145 |
| Deed Book / Page | 62 / 145 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 22, 2020 |
| Property Address | 1031 SHADOWRIDGE DR, ELSMERE, KY 41018-4020 |
| Document Number | 0000000043 |
| Book / Page | 000062 / 000145 |
| Instrument Date | Dec 01, 2020 |
| Instrument | 43 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2021 |
| Title Company | IVY POINTE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $181.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1031 SHADOWRIDGE DR ELSMERE KY 410184020, ELSMERE, KY 41018-4020 |
| Document Number | 44 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 00M144/000484 |
| Instrument | 44 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 1031 SHADOWRIDGE DR, ELSMERE, KY 41018-4020 |
| Document Number | 0000000044 |
| Instrument Date | Dec 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | IVY POINTE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1031 SHADOWRIDGE DR ELSMERE KY 410184020, ELSMERE, KY 41018-4020 |
| Document Number | 0000000044 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 00M144/000484 |
| Instrument | 44 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 13, 2019 |
| Property Address | 1031 SHADOWRIDGE DR, ELSMERE, KY 41018-4020 |
| Document Number | 0000000233 |
| Book / Page | 0C6729 / 000272 |
| Instrument Date | Jul 25, 2019 |
| Instrument | 233 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1031 SHADOWRIDGE DR ELSMERE KY 410184020, ELSMERE, KY 41018-4020 |
| Document Number | 234 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | ORC672/000276 |
| Instrument | 234 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 30, 2019 |
| Property Address | 1031 SHADOWRIDGE DR, ELSMERE, KY 41018-4020 |
| Document Number | 0000000182 |
| Book / Page | 0C6670 / 000197 |
| Instrument Date | May 03, 2019 |
| Instrument | 182 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.28 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 9439 DAUPHINE DR UNION KY 410917471, UNION, KY 41091-7471 |
| Document Number | 184 |
|---|---|
| Date | May 30, 2019 |
| Book Page | 0C6670/000207 |
| Instrument | 184 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 03, 2019 |
| Property Address | 1031 SHADOWRIDGE DR, ELSMERE, KY 41018-4020 |
| Document Number | 0000000286 |
| Book / Page | 0C6576 / 000070 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 286 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $99.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3217 DECKER LAKE DR SALT LAKE CITY UT 841193284, SALT LAKE CITY, UT 84119-3284 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,749.00 (+1.33%) | $181,000 (-) Land $25,000 Building $156,000 | $181,000 (-) Land $25,000 Building $156,000 |
| 2023 | $2,713.00 | $181,000 Land $25,000 Building $156,000 | $181,000 Land $25,000 Building $156,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 016-10-02-170.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 924 sqft Finished Area |
| Gross Area | 1,024 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Pool Type | Above-Ground Pool Pool Type |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0161002170.00 |
|---|---|
| Street Address | 1031 SHADOWRIDGE DR |
| City | ELSMERE |
| State | KY |
| Zip | 41018-4020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIPPLE CREEK II SEC 7 LOT 170 |
| Legal Subdivision | RIPPLE CREEK II |
| Legal Phase | 7 |
| Legal Lot Number | 170 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 3 |
| Census Block | 3019 |
| Census Tract | 65600 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures