1031 S Main St, Kalispell, MT 59901 Property Records

Flathead County property record for 1031 S Main St, Kalispell, MT 59901

Property Summary

Property TypeOffice Building
Details936 sqft · built 1900
Lot Size0.193 acres (8,407 sqft)
OwnerCompany Name on Record
Tax Bill$5,171 (2026)
Deeds & MortgagesMay 2020 Mortgage
Jul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNR0776512

Property Details

APN / Parcel Number

Primary APNR0776512
Alternative APNs
  • 07-3966-17-3-38-17-0000
  • 0000624602

Interior

Stories1 Story
Building Area936 sqft Total Area
1st Floor Area936 sqft
Basement Area936 sqft
Finished Basement936 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area8,407 sqft (0.193 acres)
View / LotMajor Street/Thoroughfare
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000624602
Street Address1031 S MAIN ST
CityKALISPELL
StateMT
Zip59901-5635
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning Code1
Legal DescriptionKAL, S17, T28 N, R21 W, BLOCK 133, LOT 017, LOTS 17 & 18 & N10 FTOF LOT 16
Legal Range21W
Legal Township28N
Legal Section17
Legal SubdivisionKAL
Legal Block133
Legal Lot Number16-18
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL
Census Block Group1
Census Block1068
Census Tract1000

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1031 S MAIN ST, KALISPELL, MT 59901-5635
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 11, 2020Deed of Trust, Mortgage · Commercial Mortgage
FIRST INTERSTATE BANK
Jul 31, 2023Warranty Deed, Transfer · Commercial Mortgage
WHITEFISH CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2023
Deed SaleJul 31, 2023
Prior SaleNov 17, 2015
Deed Document Number202311616
Prior Transfer DateNov 20, 2012
Prior Transfer Doc0000027630
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address1031 S MAIN ST, KALISPELL, MT 59901-5635
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000012011
DateMay 11, 2020
Instrument202000012011
Lender
NameFIRST INTERSTATE BANK
TypeBank
AddressKALISPELL, MT 59904
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMay 11, 2030
Interest
Rate TypeAdjustable Rate

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLATHEAD MT
Recording DateJul 31, 2023
Property Address1031 S MAIN ST, KALISPELL, MT 59901-5635
Document Number202300011616
Instrument DateJul 31, 2023
Instrument202300011616
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanyINSURED TITLES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 S MAIN ST, KALISPELL, MT 59901-5635

Mortgage

Document Number202300011617
DateJul 31, 2023
Instrument202300011617
Lender
NameWHITEFISH CU
TypeCredit Union
AddressKALISPELL, MT 59901
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
MunicipalityKalispell City
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictKalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,171.00 (+8.32%)$503,150 (-)
2025$4,774.00 (-3.13%)$503,150 (+43.1%)$503,150 (+43.1%) Land $227,440 Building $275,710
2023$4,928.00$351,600$351,600 Land $116,860 Building $234,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Most Recent ClaimAug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALISPELL PUBLIC WORKS
serves 25,000 people · EPA ID MT0000259
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vero Fiber
Fiber
2,500 / 2,500
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Glacier Broadband
Fixed Wireless
1,000 / 1,000
Bullitt Communications
Fixed Wireless
100 / 50

May also be available: MontanaSky Networks, Verizon, Western Montana CommunityTel.

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