1031 Pine St, Flatwoods, KY 41139 Property Records

Greenup County property record for 1031 Pine St, Flatwoods, KY 41139

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,540 sqft · built 1941
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Nov 2015)
Tax Bill$887 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN183-10-10-055.00

Property Details

APN / Parcel Number

Primary APN183-10-10-055.00
Alternative APN
  • 38513

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,540 sqft Living Area
Basement Area572 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,682 sqft (0.36 acres)
Garage TypeMixed
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchPorch
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Account Number38513
Street Address1031 PINE ST
CityFLATWOODS
StateKY
Zip41139-1647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEASTWOOD ADD LT 03-06
Legal SubdivisionEASTWOOD ADD
Legal Lot Number3-6 6
JurisdictionGREENUP KY
Township / Civil DivisionFLATWOODS-RUSSELL
Census Block Group2
Census Block2007
Census Tract40202

Owner

Source: Greenup County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1031 PINE ST, FLATWOODS, KY 41139-1647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2021Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Nov 30, 2018Deed of Trust, Mortgage · ARM
DESCO FCU
Jul 5, 2018Trustee's Deed, Construction Loan · Line of Credit
DESCO FCU
Jan 9, 2018Trustee's Deed, Construction Loan · Line of Credit
DESCO FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2015 · Amount on Record
Deed SaleNov 10, 2015 · Amount on Record
Prior SaleJun 26, 2009 · Amount on Record
Deed Document Number473274
Deed Book / PageD0602 / 0475
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENUP KY
Property Address1031 PINE ST, FLATWOODS, KY 41139-1647
Transaction TypeMortgage
Record UpdatedApr 30, 2024
Title CompanyVANTAGE POINT TITLE, VANTAGE POINT TITLR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000585988
DateNov 30, 2021
Book PageM1010/571
Instrument585988
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENUP KY
Property Address1031 PINE ST, FLATWOODS, KY 41139-1647
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000533152
DateNov 30, 2018
Book PageM933/200
Instrument533152
Lender
NameDESCO FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueDec 1, 2048
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2023
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.5%
IndexLIBOR

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionGREENUP KY
Recording DateJul 5, 2018
Property Address1031 PINE ST, FLATWOODS, KY 41139-1647
Book / Page000923 / 000763
Instrument DateJun 29, 2018
Instrument523092
Transaction TypeConstruction Loan
Record UpdatedJul 25, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 PINE ST FLATWOODS KY 411391647, FLATWOODS, KY 41139-1647

Mortgage

Document Number0000523092
DateJul 5, 2018
Book Page000923/000763
Instrument523092
Lender
NameDESCO FCU
TypeCredit Union
AddressPORTSMOUTH, OH 45662
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 4, 2019
Interest
Rate TypeAdjustable Rate

January 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionGREENUP KY
Recording DateJan 9, 2018
Property Address1031 PINE ST, FLATWOODS, KY 41139-1647
Book / Page000914 / 000445
Instrument DateJan 2, 2018
Instrument502580
Transaction TypeConstruction Loan
Record UpdatedJan 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 PINE ST FLATWOODS KY 411391647, FLATWOODS, KY 41139-1647

Mortgage

Document Number0000502580
DateJan 9, 2018
Book Page000914/000445
Instrument502580
Lender
NameDESCO FCU
TypeCredit Union
AddressPORTSMOUTH, OH 45662
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 8, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Greenup County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyGreenup County
MunicipalityFlatwoods City
Unified School DistrictRussell Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$887.00 (+1.95%)$55,000 (-) Land $10,000 Building $45,000$55,000 (-) Land $10,000 Building $45,000
2023$870.00$55,000 Land $10,000 Building $45,000$55,000 Land $10,000 Building $45,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLATWOODS WATER COMPANY
private · serves 9,649 people · EPA ID KY0450132
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Nearby Properties on Pine St

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