1031 Phoenix Ave, Chester, WV 26034 Property Records

Hancock County property record for 1031 Phoenix Ave, Chester, WV 26034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,397 sqft · built 1948
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on Record
Tax Bill	$806 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-CH3S-0096.0000`

Property Details

APN / Parcel Number

Primary APN	`02-CH3S-0096.0000`
Alternative APNs	`15-02-CH3S-0096.0000` `06026935`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,397 sqft Living Area
1st Floor Area	1,788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	100 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06026935
Street Address	1031 PHOENIX AVE
City	CHESTER
State	WV
Zip	26034-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	47 & E1/2 48 S S L CO PHOE AVE
Legal Subdivision	02 91 0000-00 8 0023
Jurisdiction	HANCOCK WV
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1012
Census Tract	21500

Owner

Source: Hancock County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1031 PHOENIX AVE, CHESTER, WV 26034-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK WV
Property Address	1031 PHOENIX AVE, CHESTER, WV 26034-1338
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 PHOENIX AVE, CHESTER, WV 26034-1338

Mortgage

Document Number	875/524
Date	Nov 12, 2020
Book Page	875/524
Instrument	202000004763

Lender

Name	HANCOCK COUNTY SAVINGS BANK FSB
Type	Bank
Address	CHESTER, WV 26034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Hancock County
Municipality	Chester City
Unified School District	Hancock County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$806.00 (+5.36%)
2025	$765.00 (+5.52%)	$48,190 (+1.26%) Land $8,290 Building $39,900	$80,300 (+1.26%) Land $13,800 Building $66,500
2023	$725.00 (+0.69%)	$47,590 (+2.19%) Land $7,690 Building $39,900	$79,300 (+2.19%) Land $12,800 Building $66,500
2022	$720.00	$46,570 Land $6,670 Building $39,900	$77,600 Land $11,100 Building $66,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.7% of West Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER WATER DEPT. serves 3,088 people · EPA ID WV3301504
Water Source	Surface water
Last State Inspection	Jan 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Apr 2017
Treatment and Procedure	No certified operator Nov 2023 Sanitary survey deficiency not corrected Jul 2017
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20