1031 Peter Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1031 Peter Rd, Schenectady, NY 12303 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1950
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$151,000 (Aug 2018)
Tax Bill$4,955 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2020 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN422800 59.20-12-14

Property Details

APN / Parcel Number

Primary APN422800 59.20-12-14
Alternative APN
  • 280005902000120140000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area672 sqft
Upper Floors Area504 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions147 ft deep x 68 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1031 PETER RD
CitySCHENECTADY
StateNY
Zip12303-2647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR,G,OG FREDS COMM-138 4.-292-10
Legal SubdivisionFREDS COMMUNITY PLOT
Legal Block12
Legal Lot Number14.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2003
Census Tract32901

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 59.20-12-14

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1031 PETER RD, SCHENECTADY, NY 12303-2647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Dec 11, 2020Deed of Trust, Mortgage · Line of Credit
SUNMARK FCU
Dec 21, 2019Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Dec 21, 2019Loan Modification, Mortgage · FHA Mortgage
MR COOPER
Aug 09, 2018Warranty Deed, Transfer · Conventional Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 09, 2018 · Amount on Record
Deed SaleAug 09, 2018 · Amount on Record
Deed Document Number201835331
Deed Book / Page1993 / 335
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1031 PETER RD, SCHENECTADY, NY 12303-2647
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 PETER RD, SCHENECTADY, NY 12303-2647

Mortgage

Document Number0000006643
DateFeb 19, 2021
Book Page5071/299
Instrument202106643
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1031 PETER RD, SCHENECTADY, NY 12303-2647
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 PETER RD, SCHENECTADY, NY 12303-2647

Mortgage

Document Number0000039422
DateDec 11, 2020
Book Page5049/750
Instrument202039422
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 25, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1031 PETER RD, SCHENECTADY, NY 12303-2647
Document Number0000003724
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanyNATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 PETER RD SCHENECTADY NY 123032647, SCHENECTADY, NY 12303-2647

Mortgage

Document Number0000003724
DateJan 27, 2020
Book Page004968/000664
Instrument3724
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2050

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1031 PETER RD, SCHENECTADY, NY 12303-2647
Document Number0000003726
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanyNATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 PETER RD SCHENECTADY NY 123032647, SCHENECTADY, NY 12303-2647

Mortgage

Document Number0000003726
DateJan 27, 2020
Book Page004968/000682
Instrument3726
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 09, 2018
Property Address1031 PETER RD, SCHENECTADY, NY 12303-2647
Document Number0000035331
Book / Page1993 / 335
Instrument DateAug 02, 2018
Instrument201835331
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$604.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3029 WILLIAMSBURG DR, 3029, SCHENECTADY, NY 12303-5325

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 DAWN DR, SCHENECTADY, NY 12306-5600

Mortgage

Document Number0000035334
DateAug 09, 2018
Instrument201835334
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,955.00$135,000 (-) Land $10,400 Building $124,600$207,700 (+16.95%) Land $16,001 Building $191,699
2023$135,000 Land $10,400 Building $124,600$177,600 Land $13,682 Building $163,918

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 5% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Peter Rd

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