1031 Old Waterloo Rd, Boyce, VA 22620 Property Records

Clarke County property record for 1031 Old Waterloo Rd, Boyce, VA 22620

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 844 sqft · built 1950
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on Record
Tax Bill	$865 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-A-65`

Property Details

APN / Parcel Number

Primary APN	`21-A-65`
Alternative APN	`4640`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	844 sqft Living Area
1st Floor Area	844 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Metal
Lot Area	8,799 sqft (0.202 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Wood

Location & Zoning

Account Number	4640
Street Address	1031 OLD WATERLOO RD
City	BOYCE
State	VA
Zip	22620-2051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AOC
Legal Description	ON RT 340 LOT
Jurisdiction	CLARKE VA
Township / Civil Division	WHITE POST
Census Block Group	1
Census Block	1051
Census Tract	10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cool Spring Battlefield listed 1997 · 52 contributing resources · NRIS 97000492

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clarke County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	239 CAMERON ST, BERRYVILLE, VA 22611-1141
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH EAST RURAL COMMUNITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE VA
Recording Date	Jun 10, 2026
Property Address	1031 OLD WATERLOO RD, BOYCE, VA 22620-2051
Document Number	0000000916
Book / Page	745 / 249
Instrument Date	Jun 4, 2026
Instrument	2026916
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1031 OLD WATERLOO RD, BOYCE, VA 22620-2051

Mortgage

Document Number	0000000916,
Date	Jun 10, 2026
Book Page	745/249
Instrument	2026916

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE VA
Property Address	1031 OLD WATERLOO RD, BOYCE, VA 22620-2051
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	686/783
Date	Aug 23, 2021
Book Page	686/783
Instrument	21-2529

Lender

Name	SOUTH EAST RURAL COMMUNITY
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clarke County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Clarke County
Unified School District	Clarke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$865.00 (+10.76%)	$202,000 (+55.15%) Land $125,000 Building $77,000
2025			$202,000 (+55.15%) Land $125,000 Building $77,000
2023		$130,200 Land $80,000 Building $50,200	$130,200 Land $80,000 Building $50,200
2022	$781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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