Pontotoc County property record for 1031 N Ash St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,230 sqft · built 1990 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $94,700 (May 2019) |
| Tax Bill | $1,186 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10003 |
| Primary APN | 10003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 70 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10003 |
|---|---|
| Street Address | 1031 N ASH ST |
| City | ADA |
| State | OK |
| Zip | 74820-1221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 70' LOTS 1-3 BLOCK 10 ORIGINAL - ADA |
| Legal Subdivision | ORIGINAL -ADA SD- IN SECS 28,29,32, 33-4 |
| Legal Block | 10 |
| Legal Lot Number | 1-3 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 89100 |
1031 N Ash St is owned and occupied by two individuals who bought it in May 2019.
Source: Pontotoc County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1031 N ASH ST, ADA, OK 74820-1221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 24, 2019 | Joint Tenancy Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on File |
| Deed Sale | May 24, 2019 · Amount on File |
| Prior Sale | May 28, 2004 · Amount on File |
| Deed Document Number | 20192626 |
| Deed Book / Page | 3307 / 18 |
| Prior Transfer Date | May 23, 2019 |
| Prior Transfer Doc | 003307/018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 1031 N ASH ST, ADA, OK 74820-1221 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3503/1 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 3503/1 |
| Instrument | 2021-002885 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Sep 1, 2049 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Recording Date | May 24, 2019 |
| Property Address | 1031 N ASH ST, ADA, OK 74820-1221 |
| Document Number | 003307/018 |
| Book / Page | 3307 / 018 |
| Instrument Date | May 23, 2019 |
| Instrument | 2019-002626 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | NOT AVAILABLE, HOME TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $142.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1031 N ASH ST, ADA, OK 74820-1221 |
| Document Number | 2019002627 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 2019-002627 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 1031 N Ash St was $1,186 with a homeowner's exemption, up 1.3% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,763 (+3%) Land $1,140 Building $11,623 | $106,359 (-12.33%) Land $9,500 Building $96,859 | |
| 2025 | $1,186.00 (+1.28%) Homeowner's exemption | $12,391 (+2.99%) Land $1,140 Building $11,251 | $121,312 (-7.89%) Land $9,500 Building $111,812 |
| 2024 | $1,171.00 (+6.26%) Homeowner's exemption | $12,031 (+3.01%) Land $1,140 Building $10,891 | $131,697 (+25.26%) Land $9,500 Building $122,197 |
| 2023 | $1,102.00 Homeowner's exemption | $11,680 Land $1,140 Building $10,540 | $105,138 Land $9,500 Building $95,638 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1031 N Ash St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1031 N Ash St is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 88% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
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