1031 N Arroya, Mesa, AZ 85205 Property Records

Maricopa County property record for 1031 N Arroya, Mesa, AZ 85205

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,402 sqft · built 1991
Lot Size	0.102 acres (4,421 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jul 2026)
Tax Bill	$1,618 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`141-78-358`

Property Details

APN / Parcel Number

Primary APN	`141-78-358`
Alternative APN	`141783580`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
Gross Area	1,582 sqft
1st Floor Area	1,402 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	4,421 sqft (0.102 acres)
View / Lot	Golf Course
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1031 N ARROYA
City	MESA
State	AZ
Zip	85205-5448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-H
Legal Description	COVE AT ALTA MESA MCR 272-35
Legal Range	6E
Legal Township	1N
Legal Section	14
Legal Subdivision	COVE AT ALTA MESA
Legal Lot Number	109
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1007
Census Tract	420209

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1031 N ARROYA, MESA, AZ 85205-5448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACCOMMODATION/COURTESY RECOR
Jul 13, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACCOMMODATION/COURTESY RECOR
Apr 13, 2026	Affidavit, Transfer
Jan 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 31, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Mar 11, 2002 · Amount on Record
Deed Document Number	2026416198
Prior Transfer Date	Mar 1, 2013
Prior Transfer Doc	0000193815
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 2, 2026
Property Address	1031 N ARROYA, MESA, AZ 85205-5448
Document Number	0000399157
Instrument Date	Jun 30, 2026
Instrument	2026399157
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	ACCOMMODATION/COURTESY RECOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 N ARROYA, MESA, AZ 85205-5448
Investor	Possibly a Property Investor

Mortgage

Document Number	0000399157,
Date	Jul 2, 2026
Instrument	2026399157

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 13, 2026
Property Address	1031 N ARROYA, MESA, AZ 85205-5448
Document Number	0000416198
Instrument Date	Jun 29, 2026
Instrument	2026416198
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	TITLE AGENCY, NAVI TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 N ARROYA, MESA, AZ 85205-5448

Mortgage

Document Number	0000416199,
Date	Jul 13, 2026
Instrument	2026416199

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Mortgage

Document Number	0000416200,
Date	Jul 13, 2026
Instrument	2026416200

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Apr 22, 2026
Property Address	1031 N ARROYA, MESA, AZ 85205-5448
Document Number	0000239273
Instrument Date	Apr 20, 2026
Instrument	2026239273
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCOMMODATION/COURTESY RECOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 N ARROYA, MESA, AZ 85205-5448
Investor	Possibly a Property Investor

Mortgage

Document Number	0000239273,
Date	Apr 22, 2026
Instrument	2026239273

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.22%
Max Rate	-1%

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MARICOPA AZ
Recording Date	Apr 13, 2026
Property Address	1031 N ARROYA, MESA, AZ 85205-5448
Document Number	0000218183
Instrument Date	Apr 13, 2026
Instrument	2026218183
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 N ARROYA, MESA, AZ 85205-5448
Investor	Possibly a Property Investor

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2020
Property Address	1031 N ARROYA, MESA, AZ 85205-5448
Document Number	0000085810
Instrument Date	Jan 29, 2020
Instrument	85810
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 N ARROYA MESA AZ 852055448, MESA, AZ 85205-5448

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2020
Property Address	1031 N ARROYA, MESA, AZ 85205-5448
Document Number	0000085809
Instrument Date	Jan 29, 2020
Instrument	85809
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 N ARROYA MESA AZ 852055448, MESA, AZ 85205-5448

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Mesa City
Unified School District	Mesa Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,830 (+83.83%)	$358,300 (+5.48%) Land $71,600 Building $286,700
2025	$1,618.00 (-1.1%)	$19,491 (-45.17%)	$339,700 (-4.44%) Land $67,900 Building $271,800
2024		$35,550	$355,500 Land $71,100 Building $284,400
2023	$1,636.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MESA serves 466,000 people · EPA ID AZ0407095
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 724 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Lumen Technologies DSL	140 / 20
Wi-Fiber Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AirFiber WISP, Verizon.

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