1031 Modoc Ave, Norfolk, VA 23503 Property Records

Norfolk City property record for 1031 Modoc Ave, Norfolk, VA 23503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,493 sqft · built 2009
Lot Size	0.122 acres (5,306 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Feb 2018)
Tax Bill	$3,993 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Sep 2020 Refinance + 2 more
APN	`11144300`

Property Details

APN / Parcel Number

Primary APN	`11144300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,493 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,306 sqft (0.122 acres)
Lot Depth	100 ft Depth
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	83 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1031 MODOC AVE
City	NORFOLK
State	VA
Zip	23503-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	30 & 32 BLK 31
Legal Subdivision	OCEAN VIEW COTTAGE
Legal Block	31
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1010
Census Tract	201

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1031 MODOC AVE, NORFOLK, VA 23503-2035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED LENDING TEAM LLC
Sep 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CLEARPATH LENDING
Oct 2, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 16, 2018	Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2018 · Amount on File
Deed Sale	Feb 16, 2018 · Amount on File
Prior Sale	Feb 2, 2009 · Amount on File
Deed Document Number	20183091
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1031 MODOC AVE, NORFOLK, VA 23503-2035
Transaction Type	Mortgage
Record Updated	Sep 24, 2025
Title Company	SC TITLE AGENCY LLC, JC TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 MODOC AVE, NORFOLK, VA 23503-2035

Mortgage

Document Number	0250015500
Date	Aug 28, 2025
Instrument	250015500

Lender

Name	UNITED LENDING TEAM LLC
Type	Mortgage Company
Address	CASCO, MI 48064

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1031 MODOC AVE, NORFOLK, VA 23503-2035
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200023222
Date	Sep 25, 2020
Instrument	200023222

Lender

Name	CLEARPATH LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	1031 MODOC AVE, NORFOLK, VA 23503-2035
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190019373
Date	Oct 2, 2019
Instrument	190019373

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Feb 16, 2018
Property Address	1031 MODOC AVE, NORFOLK, VA 23503-2035
Document Number	180003091
Instrument Date	Feb 9, 2018
Instrument	180003091
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 MODOC AVE, NORFOLK, VA 23503-2035

Mortgage

Document Number	180003092
Date	Feb 16, 2018
Instrument	180003092

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,993.00 (+3.9%)	$319,500 (+2.24%) Land $97,500 Building $222,000	$319,500 (+2.24%) Land $97,500 Building $222,000
2025	$3,843.00 (+10.05%)	$312,500 (+11.85%) Land $92,900 Building $219,600	$312,500 (+11.85%) Land $92,900 Building $219,600
2023	$3,492.00	$279,400 Land $84,500 Building $194,900	$279,400 Land $84,500 Building $194,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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