Ashtabula County property record for 1031 Harmon Rd, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,782 sqft · built 1995 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $41,708 (Apr 2017) |
| Tax Bill | $1,940 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-513-00-188-00 |
| Primary APN | 05-513-00-188-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| 1st Floor Area | 1,782 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,492 sqft (0.7 acres) |
| Terrain | Low |
| View / Lot | Neighborhood / Spot |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 128 sqft |
| Patio Area | 303 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1031 HARMON RD |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-3703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-1 THRU 5 TAYLORS |
| Legal Subdivision | M H TAYLORS ADD |
| Legal Lot Number | 1-5 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | ASHTABULA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 400 |
Source: Ashtabula County records · APN 05-513-00-188-00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1031 HARMON RD, ASHTABULA, OH 44004-3703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Dec 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Apr 10, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2017 · Amount on Record |
| Deed Sale | Apr 10, 2017 · Amount on Record |
| Prior Sale | Mar 29, 2012 · Amount on Record |
| Deed Document Number | 20173374 |
| Deed Book / Page | 633 / 1298 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 1031 HARMON RD, ASHTABULA, OH 44004-3703 |
| Document Number | 0000001447 |
| Instrument Date | Feb 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1031 HARMON RD ASHTABULA OH 440043703, ASHTABULA, OH 44004-3703 |
| Document Number | 0000001447 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 000702/001184 |
| Instrument | 1447 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 13, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 1031 HARMON RD, ASHTABULA, OH 44004-3703 |
| Document Number | 0000000083 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1031 HARMON RD ASHTABULA OH 440043703, ASHTABULA, OH 44004-3703 |
| Document Number | 0000000083 |
|---|---|
| Date | Jan 04, 2019 |
| Book Page | 000675/000171 |
| Instrument | 83 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 03, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Apr 10, 2017 |
| Property Address | 1031 HARMON RD, ASHTABULA, OH 44004-3703 |
| Document Number | 0000003374 |
| Book / Page | 000633 / 001298 |
| Instrument Date | Apr 03, 2017 |
| Instrument | 3374 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | TITLE SOURCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $166.83 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1031 HARMON RD ASHTABULA OH 440043703, ASHTABULA, OH 44004-3703 |
| Document Number | 3375 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 000633/001300 |
| Instrument | 3375 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2047 |
Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Ashtabula Township |
| Municipality | Ashtabula City |
| Unified School District | Ashtabula Area City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,940.00 (+66.38%) | $22,720 (-) Land $6,300 Building $16,420 | $64,900 (-) Land $18,000 Building $46,900 |
| 2023 | $1,166.00 (+7.86%) | $22,720 (+22.41%) Land $6,300 Building $16,420 | $64,900 (+22.45%) Land $18,000 Building $46,900 |
| 2022 | $1,081.00 | $18,560 Land $4,870 Building $13,690 | |
| 2020 | $53,000 Land $13,900 Building $39,100 |
Source: FEMA National Flood Hazard Layer as of August 28, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 136 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AQUA OHIO - ASHTABULA private · serves 32,342 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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