Yellowstone County property record for 1031 Fir Ave, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,558 sqft · built 1976 |
| Lot Size | 1 acres (43,691 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $537,500 (Apr 2026) |
| Tax Bill | $2,316 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Nov 2019 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B018470 |
| Primary APN | 000B018470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,558 sqft Living Area |
| 1st Floor Area | 1,362 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 1,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,691 sqft (1 acres) |
| View / Lot | Rural |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 40 sqft |
| Deck Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1031 FIR AVE |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-2254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGH POINT SUBD, S10, T02 S, R24 E, BLOCK 5, LOT 14B, AMD LT 14 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 10 |
| Legal Subdivision | HIGH POINT SUBD |
| Legal Block | 5 |
| Legal Lot Number | 14B |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1902 |
Source: Yellowstone County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1031 FIR AVE, LAUREL, MT 59044-2254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Nov 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE CO INC |
| Jan 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST INTERSTATE BANK |
| Feb 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK |
| Dec 22, 2020 | Deed of Trust, Mortgage · Line of Credit SUN WEST MORTGAGE COMPANY INC |
| Jul 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Jan 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage WYOMING COMMUNITY BANK |
| Jan 28, 2019 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Jan 26, 2021 · Amount on Record |
| Deed Document Number | 20264132201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Apr 28, 2026 |
| Property Address | 1031 FIR AVE, LAUREL, MT 59044-2254 |
| Document Number | 0004132201 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20264132201 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1031 FIR AVE, LAUREL, MT 59044-2254 |
| Document Number | 0004132202, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20264132202 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1031 FIR AVE, LAUREL, MT 59044-2254 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003904117 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 3904117 |
| Name | SUN WEST MORTGAGE CO INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1031 FIR AVE, LAUREL, MT 59044-2254 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003872898 |
|---|---|
| Date | Jan 8, 2019 |
| Instrument | 3872898 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1031 FIR AVE, LAUREL, MT 59044-2254 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | FIRST MONTANA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003875385 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 3875385 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1031 FIR AVE, LAUREL, MT 59044-2254 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0003952772 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 3952772 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 4, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1031 FIR AVE, LAUREL, MT 59044-2254 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003929288 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 3929288 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jan 26, 2021 |
| Property Address | 1031 FIR AVE, LAUREL, MT 59044-2254 |
| Document Number | 0003957361 |
| Map Reference | DOC 1075465 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 3957361 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 3RD AVE, 112, LAUREL, MT 59044-3007 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1031 FIR AVE, LAUREL, MT 59044-2254 |
| Document Number | 0003957362 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 3957362 |
| Name | WYOMING COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Jan 28, 2019 |
| Property Address | 1031 FIR AVE, LAUREL, MT 59044-2254 |
| Document Number | 0003874437 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 3874437 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1031 FIR AVE LAUREL MT 590442254, LAUREL, MT 59044-2254 |
Source: Yellowstone County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,316.00 (-14.79%) | $480,700 (+28.19%) Land $103,702 Building $376,998 | $480,700 (+28.19%) Land $103,702 Building $376,998 |
| 2024 | $2,718.00 (+14.44%) | ||
| 2023 | $2,375.00 | $375,000 | $375,000 Land $67,969 Building $307,031 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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