1031 E Stephenson St, Freeport, IL 61032 Property Records

Stephenson County property record for 1031 E Stephenson St, Freeport, IL 61032

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1912
Lot Size0.107 acres (4,640 sqft)
OwnerIndividual Name on File
Tax Bill$172 (2025)
Flood ZoneZone AE (high risk)
APN18-14-29-460-001

Property Details

APN / Parcel Number

Primary APN18-14-29-460-001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area960 sqft Living Area

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Architectural StyleBungalow
Construction TypeFrame
Lot Area4,640 sqft (0.107 acres)

Location & Zoning

Street Address1031 E STEPHENSON ST
CityFREEPORT
StateIL
Zip61032-3447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW 40 FT LOT 2 BLK 1 SANTIAGO ADD
Legal SubdivisionSANTIAGO ADDITION
Legal Block1
Legal Lot Number2
JurisdictionSTEPHENSON IL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1027
Census Tract700

Owner

Source: Stephenson County records · APN 18-14-29-460-001

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1031 E STEPHENSON ST, FREEPORT, IL 61032-3447
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Stephenson County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyStephenson County
County SubdivisionFreeport Township
MunicipalityFreeport City
Unified School DistrictFreeport School District 145 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$172.00$1,484 Land $233 Building $1,251$4,452 Land $699 Building $3,753

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 16, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims88 (1979–2022)
Claims Outside the SFHA7 of 88
Most Recent ClaimAug 2022 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2019 · 28 claims
  • Severe Storms & Flooding, Aug 1993 · 8 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Computer Dynamics of NW Illinois
Fixed Wireless
200 / 200

May also be available: AaroBand.

Based on FCC filings for 57 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFREEPORT
private · serves 23,930 people
Water SourceGroundwater
Last State InspectionOct 2025
Lead4 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Stephenson St

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