Ottawa County property record for 1031 E 10th St, Holland, MI 49423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,375 sqft · built 1979 |
| Lot Size | 0.272 acres (11,848 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Jun 2023) |
| Tax Bill | $7,463 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-16-27-407-010 |
| Primary APN | 70-16-27-407-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,375 sqft Living Area |
| 1st Floor Area | 1,367 sqft |
| Basement Area | 1,367 sqft |
| Unfinished Basement | 1,391 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 11,848 sqft (0.272 acres) |
| Lot Dimensions | 136 ft deep x 90 ft wide |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1031 E 10TH ST |
|---|---|
| City | HOLLAND |
| State | MI |
| Zip | 49423-7405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LOT 40 PRINCETON ESTATES SUBD SEC 27 T5N R15W |
| Legal Range | 15W |
| Legal Township | 05N |
| Legal Section | 27 |
| Legal Subdivision | PRINCETON ESTATES SUB |
| Legal Block | 407 |
| Legal Lot Number | 40 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | HOLLAND |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 25200 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1031 E 10TH ST, HOLLAND, MI 49423-7405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC |
| Jun 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Nov 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Mar 15, 2021 | Deed of Trust, Mortgage · Line of Credit WEST MICHIGAN COMMUNITY BANK |
| Jul 18, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Prior Sale | Nov 22, 2021 · Amount on Record |
| Deed Document Number | 202315428 |
| Prior Transfer Date | Apr 6, 2006 |
| Prior Transfer Doc | 5151/957 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 1031 E 10TH ST, HOLLAND, MI 49423-7405 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1031 E 10TH ST, HOLLAND, MI 49423-7405 |
| Document Number | 20250029424 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025-0029424 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTERVILLE, OH 43082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jun 23, 2023 |
| Property Address | 1031 E 10TH ST, HOLLAND, MI 49423-7405 |
| Document Number | 20230015428 |
| Map Reference | LB 21 PG 32 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023-0015428 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1031 E 10TH 1031 E 10TH ST, HOLLAND, MI 49423 |
| Name | Verified Name |
|---|---|
| Address | 3868 W LANGOUR LN, HOLLAND, MI 49424-8345 |
| Document Number | 20230015429 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023-0015429 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Nov 22, 2021 |
| Property Address | 1031 E 10TH ST, HOLLAND, MI 49423-7405 |
| Document Number | 20210057939 |
| Map Reference | LB 21 PG 32 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021-0057939 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2021 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI NIC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,212.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1031 E 10TH ST, 1031, HOLLAND, MI 49423-7405 |
| Name | Verified Name |
|---|---|
| Address | 2125 43RD ST SE # AK3, AK3, GRAND RAPIDS, MI 49508-3773 |
| Document Number | 20210057940 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021-0057940 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 1031 E 10TH ST, HOLLAND, MI 49423-7405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210013909 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021-0013909 |
| Name | WEST MICHIGAN COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HUDSONVILLE, MI 49426 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 1031 E 10TH ST, HOLLAND, MI 49423-7405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20190024122 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 2019-0024122 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Holland City |
| Unified School District | Holland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,800 (+39.57%) | $417,600 (+39.57%) | |
| 2025 | $7,463.00 (+29.66%) | ||
| 2023 | $149,600 | $299,200 | |
| 2022 | $5,756.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195 |
|---|---|
| Water Source | Purchased surface water from WYOMING |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Holland City Fiber Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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