Charlotte County property record for 1031 Cimarron Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,513 sqft · built 2018 |
| Lot Size | 0.468 acres (20,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Mar 2023) |
| Tax Bill | $16,323 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jun 2017 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 41-22-14-281-010 |
| Primary APN | 41-22-14-281-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,513 sqft Living Area |
| Gross Area | 3,842 sqft |
| Flooring | Covered |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 20,400 sqft (0.468 acres) |
| Garage Area | 620 sqft |
| Driveway | Driveway |
| Driveway Area | 892 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 709 sqft |
| Loading Dock | 105 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004695034 |
|---|---|
| Old Parcel Number | 00937650000000 |
| Street Address | 1031 CIMARRON DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-6540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PGI 005 0039 0026 PUNTA GORDA ISLES SEC5 BLK39 LT 26 410/448 973-719 3785/233 CD3803/2173 4204/1435 PGI 00 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 14 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 39 |
| Legal Lot Number | 26 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10401 |
1031 Cimarron Dr is owned and occupied by two individuals who bought it in March 2023.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1031 CIMARRON DR, PUNTA GORDA, FL 33950-6540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Jun 1, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2023 · Amount on File |
| Deed Sale | Mar 29, 2023 · Amount on File |
| Prior Sale | Sep 17, 2013 |
| Deed Document Number | 3242519 |
| Deed Book / Page | 4204 / 1435 |
| Prior Transfer Date | Jun 1, 2017 |
| Prior Transfer Doc | 2527858 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 1031 CIMARRON DR, PUNTA GORDA, FL 33950-6540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042560664 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 4256/0664 |
| Instrument | 2566568 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 1, 2017 |
| Property Address | 1031 CIMARRON DR, PUNTA GORDA, FL 33950-6540 |
| Document Number | 0042041435 |
| Book / Page | 004204 / 001435 |
| Instrument Date | May 24, 2017 |
| Instrument | 2527858 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,470.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9033 E RIVER RD VENICE FL 342937626, VENICE, FL 34293-7626 |
The 2025 property tax bill for 1031 Cimarron Dr was $16,323 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,323.00 Homeowner's exemption | $1,023,235 | $1,242,240 Land $668,000 Building $574,240 |
| 2023 | $17,956.00 (+55.01%) Homeowner's exemption | $965,434 (+46.07%) | $1,323,904 (+42.2%) Land $668,000 Building $655,904 |
| 2022 | $11,584.00 Homeowner's exemption | $660,955 | $931,013 Land $236,300 Building $694,713 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1031 Cimarron Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 606 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 682 units insured incl. 76 condo units |
| Nearby Flood Claims | 250 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1031 Cimarron Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: Blue Stream.
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