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1031 Chamberlin Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1031 Chamberlin Trl, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,986 sqft · built 2003
Lot Size0.207 acres (9,016 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Jun 2021)
Tax Bill$6,836 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN14-26-30-0028-0001-0330

Property Details

APN / Parcel Number

Primary APN14-26-30-0028-0001-0330
Alternative APNs
  • 263014002800010330
  • 84816

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,986 sqft Living Area
Gross Area3,946 sqft
1st Floor Area2,406 sqft
Upper Floors Area580 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,016 sqft (0.207 acres)
Garage TypeAttached
Garage Area650 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area36 sqft
PorchFinished/Open Porch
Porch Area310 sqft
Deck Area330 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1031 CHAMBERLIN TRL
CitySAINT CLOUD
StateFL
Zip34772-7689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN LAKES PB 13 PG 93-95 LOT 33
Legal Range30E
Legal Township26S
Legal Section14
Legal SubdivisionINDIAN LAKES
Legal Tract28
Legal Block330
Legal Lot Number33
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1025
Census Tract43303

Owner

Source: Osceola County records · APN 14-26-30-0028-0001-0330

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1031 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7689
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Jun 12, 2018Deed of Trust, Mortgage · Commercial Mortgage
CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 15, 2021 · Amount on Record
Deed SaleJun 15, 2021 · Amount on Record
Prior SaleJan 26, 2012 · Amount on Record
Deed Document Number202193175
Deed Book / Page5981 / 1779
Prior Transfer DateOct 12, 2006
Prior Transfer Doc0033592305
Record UpdatedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 15, 2021
Property Address1031 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7689
Document Number0059811779
Book / Page5981 / 1779
Map ReferenceMB 13 PG 93-95
Instrument DateJun 11, 2021
Instrument2021093175
Transaction TypeTransfer
Record UpdatedJul 06, 2021
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1031 CHAMBERLIN TRL, 1031, SAINT CLOUD, FL 34772-7689

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1037 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7689

Mortgage

Document Number59811781
DateJun 15, 2021
Instrument5981/1781
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1031 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7689
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053482309
DateJun 12, 2018
Book Page5348/2309
Instrument2018090468
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressSAINT CLOUD, FL 34771
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term118 Months
DueApr 04, 2028

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,836.00 (-4%) Homeowner's exemption Veteran's exemption$429,800 (-3.39%) Land $78,000 Building $351,800$429,800 (-3.39%) Land $78,000 Building $351,800
2024$7,121.00 (-0.59%)
2023$7,163.00 (+10.69%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$444,900 (+23.96%) Land $60,000 Building $384,900$444,900 (+23.96%) Land $60,000 Building $384,900
2022$6,471.00$358,900 Land $55,000 Building $303,900$358,900 Land $55,000 Building $303,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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