1031 Cedarhurst St, Valley Stream, NY 11581 Property Records

Nassau County and Hempstead Town property record for 1031 Cedarhurst St, Valley Stream, NY 11581

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,871 sqft · built 1959
Lot Size0.151 acres (6,570 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Aug 2013)
Tax Bill$24,686 (2025)
Deeds & MortgagesAug 2019 Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN39-549-00-0054

Property Details

APN / Parcel Number

Primary APN39-549-00-0054
Alternative APNs
  • 2089-39-549-00-0054-0
  • 39549000054000000000
  • 282089 39.-549-54
  • 39549 00540

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,871 sqft Living Area
Gross Area2,921 sqft
1st Floor Area1,554 sqft
Basement Area955 sqft
Finished Basement905 sqft
Unfinished Basement50 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialOther
Lot Area6,570 sqft (0.151 acres)
Lot Dimensions95 ft deep x 68 ft wide
View / LotSchool Proximity

Exterior Amenities

Pool Area448 sqft
Deck Area80 sqft
Patio Area160 sqft
Balcony Area31 sqft
Utility Building36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number39549 00540
Street Address1031 CEDARHURST ST
CityVALLEY STREAM
StateNY
Zip11581-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOWN #1 SCH DIST 014
Legal Block549
Legal Lot Number54
JurisdictionNASSAU NY
Township / Civil DivisionHEMPSTEAD
Census Block Group4
Census Block4010
Census Tract410900

Owner

1031 Cedarhurst St is owned and occupied by an individual who bought it in August 2013.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1031 CEDARHURST ST, VALLEY STREAM, NY 11581-2706
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
INVESTORS BANK
Jul 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
INVESTORS BANK
Jun 13, 2019Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
INVESTORS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2013 · Amount on File
Deed SaleAug 19, 2013 · Amount on File
Prior SaleJun 11, 1996 · Amount on File
Deed Document Number201301491
Deed Book / PageD12980 / 17
Prior Transfer DateApr 29, 2008
Prior Transfer Doc0125390565
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address1031 CEDARHURST ST, VALLEY STREAM, NY 11581-2706
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0435920822
DateAug 9, 2019
Book Page43592/822
Instrument2019-066518
Lender
NameINVESTORS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 1, 2039
Interest
Rate TypeFixed Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU NY
Property Address1031 CEDARHURST ST, VALLEY STREAM, NY 11581-2706
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0435280916
DateJul 8, 2019
Book Page43528/916
Instrument2019-055497
Lender
NameINVESTORS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJul 10, 2044
Interest
Rate TypeFixed Rate

June 2019: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionNASSAU NY
Property Address1031 CEDARHURST ST, VALLEY STREAM, NY 11581-2706
Document Number0435920841
Instrument DateJun 13, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 CEDARHURST ST VALLEY STREAM NY 115812706, VALLEY STREAM, NY 11581-2706

Mortgage

Document Number0435920841
DateAug 9, 2019
Book Page043592/000841
Lender
NameINVESTORS BK
TypeBank
Address249 MILLBURN AVE, MILLBURN, NJ 07041-1735
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 8, 2039
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1031 Cedarhurst St was $24,686 with a senior citizen's exemption.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNassau County
County SubdivisionHempstead Town
Unified School DistrictHewlett-Woodmere Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$821 Land $306 Building $515$821,000
2025$24,686.00
2023$21,769.00 Homeowner's exemption$821 Land $306 Building $515$821,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1031 Cedarhurst St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 208 policies
Nearby Flood Policies208 in force
Nearby Flood Claims138 (1980–2023)
Claims Outside the SFHA65 of 138
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Sep 2023 · 6 claims
  • Hurricane Sandy, Oct 2012 · 77 claims
  • Hurricane Irene, Sep 2011 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1031 Cedarhurst St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES NEW YORK - LYNBROOK
private · serves 220,000 people · EPA ID NY2902835
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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