1031 Carter Rd, Maxton, NC 28364 Property Records

Robeson County property record for 1031 Carter Rd, Maxton, NC 28364

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,016 sqft · built 2000
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Tax Bill	$1,489 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23140100803`

Property Details

APN / Parcel Number

Primary APN	`23140100803`
Alternative APN	`42878000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,016 sqft Finished Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	42878000
Street Address	1031 CARTER RD
City	MAXTON
State	NC
Zip	28364-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LT W/S SR 1357 MODULAR HO ME
Jurisdiction	ROBESON NC
Township / Civil Division	SMITHS
Census Block Group	1
Census Block	1019
Census Tract	960404

Owner

Source: Robeson County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1031 CARTER RD, MAXTON, NC 28364-9325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit LUMBEE GUARANTY BANK
Aug 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Aug 9, 2017	Deed of Trust, Mortgage · Line of Credit LUMBEE GUARANTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Recording Date	Jun 15, 2026
Property Address	1031 CARTER RD, MAXTON, NC 28364-9325
Document Number	0000005438
Book / Page	2585 / 542
Instrument Date	Jun 5, 2026
Instrument	20265438
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 CARTER RD, MAXTON, NC 28364-9325

Mortgage

Document Number	0000005438,
Date	Jun 15, 2026
Book Page	2585/542
Instrument	20265438

Lender

Name	LUMBEE GUARANTY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.72%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	1031 CARTER RD, MAXTON, NC 28364-9325
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 CARTER RD, MAXTON, NC 28364-9325
Investor	Possibly a Property Investor

Mortgage

Document Number	002418/138
Date	Aug 11, 2023
Book Page	2418/138
Instrument	2023007640

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2038

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	1031 CARTER RD, MAXTON, NC 28364-9325
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2097/096
Date	Aug 9, 2017
Book Page	2097/096
Instrument	2017006913

Lender

Name	LUMBEE GUARANTY BANK
Type	Bank
Address	PEMBROKE, NC 28372

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 10, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,489.00 (+48.6%)	$151,100 (+38.62%) Land $5,800 Building $145,300	$151,100 (+38.62%) Land $5,800 Building $145,300
2023	$1,002.00	$109,000 (-) Land $5,300 Building $103,700	$109,000 (-) Land $5,300 Building $103,700
2022	$1,002.00	$109,000 Land $5,300 Building $103,700	$109,000 Land $5,300 Building $103,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBESON COUNTY WATER SYSTEM serves 67,970 people · EPA ID NC0378055
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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