1031 Big Spring Cir, Durham, NC 27703 Property Records

Durham County property record for 1031 Big Spring Cir, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,864 sqft · built 2018
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Sep 2020)
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0850-83-2087`

Property Details

APN / Parcel Number

Primary APN	`0850-83-2087`
Alternative APNs	`0850-83-20-8700` `221584`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,864 sqft Heated Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1031 BIG SPRING CIR
City	DURHAM
State	NC
Zip	27703-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.990
Legal Description	BRIGHTLEAF @ THE PARK/TR# 13B/PH:04-05/LT#688 PL:000197-000079
Legal Subdivision	BRIGHTLFPK/TR:13B
Legal Phase	4&5
Legal Tract	13
Legal Lot Number	688
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4007
Census Tract	1808

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1031 BIG SPRING CIR, DURHAM, NC 27703-7604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Sep 12, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI GMFS
Apr 30, 2018	Loan Modification, Consolidation and Extension, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2020 · Amount on Record
Deed Sale	Sep 4, 2020 · Amount on Record
Prior Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	202037007
Deed Book / Page	9058 / 156
Prior Transfer Date	Apr 23, 2018
Prior Transfer Doc	0084120578
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 4, 2020
Property Address	1031 BIG SPRING CIR, DURHAM, NC 27703-7604
Document Number	0090580156
Book / Page	9058 / 156
Map Reference	MB 197 PG 77-82
Instrument Date	Jul 2, 2020
Instrument	2020037007
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 BIG SPRING CIR, DURHAM, NC 27703-7604

Mortgage

Document Number	2020037008
Date	Sep 4, 2020
Instrument	2020037008

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 12, 2018
Property Address	1031 BIG SPRING CIR, DURHAM, NC 27703-7604
Document Number	0085070287
Book / Page	008507 / 000287
Instrument Date	Sep 12, 2018
Instrument	32196
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 BIG SPRING CIR DURHAM NC 277037604, DURHAM, NC 27703-7604

Mortgage

Document Number	85070289
Date	Sep 12, 2018
Book Page	008507/000289
Instrument	32197

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

April 2018: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	DURHAM NC
Recording Date	Apr 30, 2018
Property Address	1031 BIG SPRING CIR, DURHAM, NC 27703-7604
Document Number	0084120581
Book / Page	008412 / 000581
Instrument Date	Apr 27, 2018
Instrument	14119
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	84120581
Date	Apr 30, 2018
Book Page	008412/000581
Instrument	14119

Lender

Name	BRANCH BK&TR
Type	Bank
Address	434 FAYETTEVILLE ST 4 TH FL, RALEIGH, NC 27601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,932.00 (+32.69%)	$497,545 (+75.31%) Land $117,975 Building $379,570	$497,545 (+75.31%) Land $117,975 Building $379,570
2023	$3,717.00 (+2.34%)	$283,809 Land $75,562 Building $208,247	$283,809 Land $75,562 Building $208,247
2022	$3,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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