Valencia County property record for 1031 Bernard Ave, Belen, NM 87002
| Property Type | Single Family Home |
|---|---|
| Details | 1,777 sqft · built 2011 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $806 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R069954 |
| Primary APN | R069954 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,777 sqft Living Area |
| Year Built | Built 2011 |
|---|---|
| Lot Area | 5,663 sqft (0.13 acres) |
| Account Number | R069954 |
|---|---|
| Street Address | 1031 BERNARD AVE |
| City | BELEN |
| State | NM |
| Zip | 87002-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD LAND OF BERTHA & MARGARET J GARCIA TRACT 176A1B1D 0.13 ACRE MAP 100 2011 REV |
| Legal Range | 01 |
| Legal Township | 05N |
| Legal Section | 13 |
| Legal Subdivision | LAND OF BERTHA & MARGARET J GARCIA |
| Legal Tract | 176A1B |
| Jurisdiction | VALENCIA NM |
| Township / Civil Division | BELEN |
| Census Block Group | 5 |
| Census Block | 5026 |
| Census Tract | 970800 |
1031 Bernard Ave is owned and occupied by an individual who acquired it in November 2008.
Source: Valencia County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1120 PEAR RD SW, ALBUQUERQUE, NM 87105-3635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 10, 2008 |
| Transfer Doc | 0200815867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALENCIA NM |
| Recording Date | Aug 10, 2026 |
| Property Address | 1031 BERNARD AVE, BELEN, NM 87002-3219 |
| Document Number | 0000009631 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20269631 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU |
| Name | Verified Name |
|---|---|
| Address | 1120 PEAR RD SW, ALBUQUERQUE, NM 87105-3635 |
| Document Number | 0000009631, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 20269631 |
| Name | SUN WORLD |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 1031 Bernard Ave was $806 with an additional exemption.
Source: Valencia County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Valencia County |
| Municipality | Belen City |
| Unified School District | Belen Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $806.00 Additional exemption filed | $27,917 Land $5,792 Building $22,125 | $83,752 Land $17,376 Building $66,376 |
| 2023 | $820.00 Additional exemption filed | $26,315 Land $5,792 Building $20,523 | $78,945 Land $17,376 Building $61,569 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1031 Bernard Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective February 3, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1988) |
| Most Recent Claim | Sep 1988 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1031 Bernard Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELEN WATER SYSTEM serves 10,830 people · EPA ID NM3524932 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Arsenic resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Dec 2025 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Plateau Telecommunications Fiber | 1,000 / 1,000 |
| CenturyLink DSL | 140 / 20 |
May also be available: Verizon.
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