1031 39th St, Ashland, KY 41101 Property Records

Boyd County property record for 1031 39th St, Ashland, KY 41101

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 789 sqft · built 1940
OwnerCompany Name on File
Last Sale$12,000 (Mar 2013)
Tax Bill$164 (2025)
Deeds & MortgagesDec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN038-02-05-007.00

Property Details

APN / Parcel Number

Primary APN038-02-05-007.00
Alternative APN
  • 603671

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area789 sqft Living Area

Exterior

Year BuiltBuilt 1940
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
PorchPorch
Porch Area112 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
Heating FuelGas
SewerConnected

Location & Zoning

Account Number603671
Street Address1031 39TH ST
CityASHLAND
StateKY
Zip41101-3141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionPART OF LOT 44 BLOCK 1 GARTRELL ADDITION
Legal SubdivisionGARTRELL ADDITION
Legal Block1
Legal Lot Number44
JurisdictionBOYD KY
Township / Civil DivisionASHLAND
Census Block Group1
Census Block1025
Census Tract30400

Owner

Source: Boyd County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5523 BLACKBURN AVE, ASHLAND, KY 41101-6479
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 4, 2013 · Amount on Record
Deed SaleMar 4, 2013 · Amount on Record
Prior SaleJan 7, 2011 · Amount on Record
Deed Document Number676318
Record UpdatedJun 8, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOYD KY
Property Address1031 39TH ST, ASHLAND, KY 41101-3141
Transaction TypeMortgage
Record UpdatedDec 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001526/301
DateDec 29, 2022
Book Page1526/301
Instrument10016605
Lender
NameMEMBERS CHOICE CU
TypeCredit Union
AddressASHLAND, KY 41101
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueDec 29, 2027

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoyd County
MunicipalityAshland City
Unified School DistrictAshland Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$164.00 (-1.8%)$20,000 (-) Land $5,000 Building $15,000$20,000 (-) Land $5,000 Building $15,000
2023$167.00$20,000 Land $5,000 Building $15,000$20,000 Land $5,000 Building $15,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1979–2021)
Claims Outside the SFHA3 of 9
Most Recent ClaimMar 2021 · Severe, Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND WATER WORKS
serves 44,402 people · EPA ID KY0100011
Water SourceSurface water
Last State InspectionNov 2025
Also Mapped HereHECLA WATER ASSOCIATION
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Haloacetic acids
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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