1031 17th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 1031 17th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 975 sqft · built 1948
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Apr 2026)
Tax Bill	$2,182 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-52281-0000`

Property Details

APN / Parcel Number

Primary APN	`82-52281-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	780 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Width	41 ft Width
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1031 17TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-2619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 004 BLK 002 VILLA PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	10
Legal Subdivision	VILLA PARK ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1006
Census Tract	801

Owner

Source: Stearns County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1031 17TH AVE N, SAINT CLOUD, MN 56303-2619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Aug 16, 2021	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	20261711299
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 14, 2026
Property Address	1031 17TH AVE N, SAINT CLOUD, MN 56303-2619
Document Number	0001711299
Instrument Date	Mar 26, 2026
Instrument	2026.1711299
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$62,993.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 17TH AVE N, SAINT CLOUD, MN 56303-2619

Mortgage

Document Number	0001711299,
Date	Apr 14, 2026
Instrument	2026.1711299

Lender

Name	NEIGHBORS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

Mortgage

Date	Apr 14, 2026

Lender

Name	NEIGHBORS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 16, 2021
Property Address	1031 17TH AVE N, SAINT CLOUD, MN 56303-2619
Document Number	00A1611384
Instrument Date	Jul 29, 2021
Instrument	A1611384
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1031 17TH AVE N, SAINT CLOUD, MN 56303-2619

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,182.00 (+20.69%)	$175,000 (-) Land $25,000 Building $150,000	$175,000 (-) Land $25,000 Building $150,000
2025		$175,000 (+8.43%) Land $25,000 Building $150,000	$175,000 (+8.43%) Land $25,000 Building $150,000
2023	$1,808.00	$161,400 Land $25,000 Building $136,400	$161,400 Land $25,000 Building $136,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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