10309 Margo Ln, Munster, IN 46321 Property Records

Lake County property record for 10309 Margo Ln, Munster, IN 46321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,359 sqft · built 2009
Lot Size	0.278 acres (12,150 sqft)
Owner	Individual Name on Record
Last Sale	$670,000 (Mar 2025)
Tax Bill	$7,146 (2024)
Deeds & Mortgages	Mar 2025 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`007-18-28-0668-0046`

Property Details

APN / Parcel Number

Primary APN	`007-18-28-0668-0046`
Alternative APN	`45-06-36-377-001.000-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,359 sqft Living Area
Attic Area	588 sqft
Basement Area	1,456 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	12,150 sqft (0.278 acres)
Lot Dimensions	135 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	1,031 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-18-28-0668-0046
Street Address	10309 MARGO LN
City	MUNSTER
State	IN
Zip	46321-9180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WEST LAKES ADDITION PHASE THREE BLOCK TWO LOT 432
Legal Subdivision	WEST LAKES ADD PH 03
Legal Phase	THREE
Legal Block	TWO
Legal Lot Number	432
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	2
Census Block	2014
Census Tract	40301

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10309 MARGO LN, MUNSTER, IN 46321-9180
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2025	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BANK
Dec 14, 2020	Deed of Trust, Mortgage · Line of Credit CENTIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on Record
Deed Sale	Mar 6, 2025 · Amount on Record
Prior Sale	Jun 9, 2011 · Amount on Record
Deed Document Number	2025-507569
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 6, 2025
Property Address	10309 MARGO LN, MUNSTER, IN 46321-9180
Document Number	0000007569
Map Reference	MB 99 PG 50
Instrument Date	Feb 27, 2025
Instrument	2025-507569
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10309 MARGO LN, MUNSTER, IN 46321-9180

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10309 MARGO LN, MUNSTER, IN 46321-9180
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032426
Date	Jun 3, 2020
Instrument	2020 032426

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	10309 MARGO LN, MUNSTER, IN 46321-9180
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091688
Date	Dec 14, 2020
Instrument	2020-091688

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 24, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Munster Town
Unified School District	Munster School Town (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$655,300 (+9.82%) Land $128,800 Building $526,500	$655,300 (+9.82%) Land $128,800 Building $526,500
2024	$7,146.00 (-30.4%)	$596,700 (+10.48%) Land $128,800 Building $467,900	$596,700 (+10.48%) Land $128,800 Building $467,900
2023		$540,100 (+6.91%) Land $97,200 Building $442,900	$540,100 (+6.91%) Land $97,200 Building $442,900
2022	$10,267.00 Homeowner's exemption	$505,200 Land $97,200 Building $408,000	$505,200 Land $97,200 Building $408,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNSTER WATER COMPANY serves 23,894 people · EPA ID IN5245031
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Mar 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

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