10309 Creekside Ln, Waco (Woodway), TX 76712 Property Records

McLennan County property record for 10309 Creekside Ln, Waco, TX 76712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,304 sqft · built 2019
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on Record
Tax Bill	$7,319 (2024)
Deeds & Mortgages	Aug 2025 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`363104020006090`

Property Details

APN / Parcel Number

Primary APN	`363104020006090`
Alternative APN	`381224`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,304 sqft Living Area
Gross Area	2,757 sqft
1st Floor Area	2,304 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,023 sqft (0.276 acres)
Lot Dimensions	144 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	264 sqft
Storage Building	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	381224
Street Address	10309 CREEKSIDE LN
City	WACO
State	TX
Zip	76712-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE ADDITION PHASE II LOT 9 BLOCK 6 ACRES .276
Legal Subdivision	CREEKSIDE ADDITION PHASE II
Legal Phase	2
Legal Block	6
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4000
Census Tract	3708

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10309 CREEKSIDE LN, WOODWAY, TX 76712-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Vendor's Lien, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Mar 26, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 21, 2019	Deed of Trust, Mortgage AMERICAN BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025
Deed Sale	Aug 25, 2025
Prior Sale	Mar 26, 2020
Deed Document Number	2025025750
Record Updated	Jun 8, 2026

August 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 25, 2025
Property Address	10309 CREEKSIDE LN, WACO, TX 76712-2001
Document Number	0000025750
Map Reference	FILE 2017039636
Instrument Date	Aug 22, 2025
Instrument	2025025750
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10309 CREEKSIDE LN, WOODWAY, TX 76712-2001

Mortgage

Document Number	0000025751
Date	Aug 25, 2025
Instrument	2025025751

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

March 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 26, 2020
Property Address	10309 CREEKSIDE LN, WACO, TX 76712-2001
Document Number	0000010081
Map Reference	FILE 2017039636
Instrument Date	Mar 25, 2020
Instrument	2020010081
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	AMERICAN GUARANTY TTL INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1117 CASTLE BLUFF CIR, 1117, WACO, TX 76712-7565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10309 CREEKSIDE LN, WOODWAY, TX 76712-2001

Mortgage

Document Number	0000010082
Date	Mar 26, 2020
Instrument	2020010082

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10309 CREEKSIDE LN, WACO, TX 76712-2001
Document Number	0000020568
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	AMERICAN GUARANTY TITLE COMPANY, AMERICAN GUARANTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	630 SIENNA BEND TRL MC GREGOR TX 766573838, MC GREGOR, TX 76657-3838

Mortgage

Document Number	0000020568
Date	Jun 21, 2019
Instrument	20568

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$501,820 (+4.85%) Land $78,510 Building $423,310	$501,820 (+4.85%) Land $78,510 Building $423,310
2024	$7,319.00 (+6.24%)
2023		$478,600 Land $78,510 Building $400,090	$478,600 Land $78,510 Building $400,090
2022	$6,889.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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