10309 Bitterroot Ct, Fort Wayne, IN 46804 Property Records

Allen County property record for 10309 Bitterroot Ct, Fort Wayne, IN 46804

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,085 sqft · built 1999
Lot Size	0.252 acres (10,960 sqft)
Owner	Individual Name on Record
Last Sale	$409,640 (Nov 2024)
Tax Bill	$3,719 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-11-15-328-004.000-075`

Property Details

APN / Parcel Number

Primary APN	`02-11-15-328-004.000-075`
Alternative APN	`1151790087`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,085 sqft Living Area
Gross Area	3,755 sqft
1st Floor Area	2,107 sqft
Basement Area	1,028 sqft
Finished Basement	978 sqft
Unfinished Basement	50 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,960 sqft (0.252 acres)
Lot Dimensions	1,370 ft deep x 800 ft wide
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10309 BITTERROOT CT
City	FORT WAYNE
State	IN
Zip	46804-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVES AT WESTLAKE SEC II LOT 87
Legal Subdivision	WESTLAKE
Legal Lot Number	87
Jurisdiction	ALLEN IN
Township / Civil Division	ABOITE
Census Block Group	1
Census Block	1007
Census Tract	11603

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10309 BITTERROOT CT, FORT WAYNE, IN 46804-6930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage CME LENDING GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2024 · Amount on Record
Deed Sale	Nov 5, 2024 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	202453820
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Recording Date	Apr 6, 2026
Property Address	10309 BITTERROOT CT, FORT WAYNE, IN 46804-6930
Document Number	2026014093
Instrument Date	Mar 13, 2026
Instrument	202614093
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PARTNERS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10309 BITTERROOT CT, FORT WAYNE, IN 46804-6930

Mortgage

Document Number	0000014093,
Date	Apr 6, 2026
Instrument	202614093

Lender

Name	BAILEY & WOOD FINANCIAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	10309 BITTERROOT CT, FORT WAYNE, IN 46804-6930
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020069408
Date	Nov 6, 2020
Instrument	2020069408

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Apr 1, 2047

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Oct 11, 2022
Property Address	10309 BITTERROOT CT, FORT WAYNE, IN 46804-6930
Document Number	2022055479
Map Reference	CAB E PG 18
Instrument Date	Oct 7, 2022
Instrument	2022055479
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10309 BITTERROOT CT, FORT WAYNE, IN 46804-6930

Mortgage

Document Number	2022055480
Date	Oct 11, 2022
Instrument	2022055480

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Aboite Township
Municipality	Fort Wayne City
Unified School District	Southwest Allen County Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,719.00 (-3.85%)	$372,700 (+2.17%) Land $61,400 Building $311,300	$372,700 (+2.17%) Land $61,400 Building $311,300
2024	$3,868.00 (-1.3%)
2023	$3,919.00 (+21.63%)	$364,800 (+21.04%) Land $37,600 Building $327,200	$364,800 (+21.04%) Land $37,600 Building $327,200
2022	$3,222.00 Homeowner's exemption	$301,400 Land $37,600 Building $263,800	$301,400 Land $37,600 Building $263,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–1985)
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, T-Mobile.

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