10307 Insley St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10307 Insley St, Silver Spring, MD 20902

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,694 sqft · built 1951
Lot Size0.138 acres (6,007 sqft)
Owner2 Individual Names on File
Last Sale$550,000 (Jul 2026)
Tax Bill$5,669 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-01100617

Property Details

APN / Parcel Number

Primary APN13-01100617
Alternative APN
  • 01100617

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,694 sqft Living Area
1st Floor Area968 sqft
Basement Area726 sqft
Finished Basement726 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area6,007 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01100617
Street Address10307 INSLEY ST
CitySILVER SPRING
StateMD
Zip20902-4930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionCARROLL KNOLLS
Legal SubdivisionCARROLL KNOLLS OSTROWS SUB
Legal BlockW
Legal Lot Number4
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group3
Census Block3004
Census Tract704000

Owner

10307 Insley St is owned and occupied by two individuals who bought it in July 2026.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address10307 INSLEY ST, SILVER SPRING, MD 20902-4930
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Deed, Transfer · VA Mortgage
CMG MORTGAGE INC
May 10, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST SAVINGS MORTGAGE CORP
Jan 5, 2017Special Warranty Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2026 · Amount on File
Deed SaleJul 20, 2026 · Amount on File
Prior SaleJan 5, 2017 · Amount on File
Deed Book / Page70739 / 132
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJul 20, 2026
Property Address10307 INSLEY ST, SILVER SPRING, MD 20902-4930
Document Number7073000132
Book / Page70739 / 132
Instrument DateJul 16, 2026
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$555,500.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address10307 INSLEY ST, SILVER SPRING, MD 20902-4930

Mortgage

Document Number7073000139,
DateJul 20, 2026
Book Page70739/139
Lender
NameCMG MORTGAGE INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate6.48%
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10307 INSLEY ST, SILVER SPRING, MD 20902-4930
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address10307 INSLEY ST, SILVER SPRING, MD 20902-4930

Mortgage

Document Number0669820249
DateMay 10, 2023
Book Page66982/249
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 3, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10307 INSLEY ST, SILVER SPRING, MD 20902-4930
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyMONARCH TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10307 INSLEY ST, SILVER SPRING, MD 20902-4930

Mortgage

Document Number0614710251
DateDec 29, 2020
Book Page61471/251
Lender
NameFIRST SAVINGS MORTGAGE CORP
TypeMortgage Company
AddressMC LEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueNov 1, 2050

January 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTGOMERY MD
Recording DateJan 5, 2017
Property Address10307 INSLEY ST, SILVER SPRING, MD 20902-4930
Document Number0535300021
Book / Page53530 / 021
Map ReferenceMB37 PL2616
Instrument DateNov 26, 2016
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyTITLE FORWARD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10307 INSLEY ST, SILVER SPRING, MD 20902-4930

Mortgage

Document Number0005353031
DateJan 5, 2017
Instrument53530/31
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 10307 Insley St was $5,669.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,800 (+5.84%)$477,800 (-) Land $280,200 Building $197,600
2025$5,669.00$427,800$477,800 Land $280,200 Building $197,600
2023$402,567 (+0.06%)$402,800 (-) Land $255,200 Building $147,600
2022$4,341.00$402,333$402,800 Land $255,200 Building $147,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10307 Insley St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2021–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10307 Insley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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