Hamilton County property record for 10306 Crestwind Cir, Cincinnati, OH 45242
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,942 sqft · built 1971 |
| Lot Size | 0.812 acres (35,371 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jun 2018) |
| Tax Bill | $9,478 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 603-0014-0203-00 |
| Primary APN | 603-0014-0203-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,942 sqft Living Area |
| Gross Area | 5,263 sqft |
| 1st Floor Area | 1,997 sqft |
| 2nd Floor Area | 1,269 sqft |
| Basement Area | 1,997 sqft |
| Finished Basement | 676 sqft |
| Unfinished Basement | 1,321 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 35,371 sqft (0.812 acres) |
| Lot Dimensions | 251 ft deep x 35.1 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | Deck Area |
| Patio Area | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 10306 CRESTWIND CIR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45242-5811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | CRESTWIND CIR 35.07 X 251IRR LOT 34 COMMUNITY BLDRS 2ND SUB BLK C |
| Legal Subdivision | COMMUNITY BLDRS 2ND SUB |
| Legal Block | C |
| Legal Lot Number | 34 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 23902 |
10306 Crestwind Cir is owned and occupied by two individuals who bought it in June 2018.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10306 CRESTWIND CIR, CINCINNATI, OH 45242-5811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 15, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Apr 15, 2019 | Deed of Trust, Mortgage · Conventional with PMI HUNTINGTON NAT'L BK |
| Jun 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2018 · Amount on File |
| Deed Sale | Jun 21, 2018 · Amount on File |
| Deed Document Number | 201853328 |
| Prior Transfer Date | Jul 28, 2009 |
| Prior Transfer Doc | 0000000368 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10306 CRESTWIND CIR, CINCINNATI, OH 45242-5811 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0000014569 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 14347/126 |
| Instrument | 2021-0014569 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SYRACUSE, NY 13219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10306 CRESTWIND CIR, CINCINNATI, OH 45242-5811 |
| Document Number | 0000040413 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10306 CRESTWIND CIR CINCINNATI OH 452425811, CINCINNATI, OH 45242-5811 |
| Document Number | 0000040413 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 013925/001079 |
| Instrument | 40413 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10306 CRESTWIND CIR, CINCINNATI, OH 45242-5811 |
| Document Number | 0000031041 |
| Instrument Date | Apr 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10306 CRESTWIND CIR CINCINNATI OH 452425811, CINCINNATI, OH 45242-5811 |
| Document Number | 0000031041 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 013903/001247 |
| Instrument | 31041 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 21, 2018 |
| Property Address | 10306 CRESTWIND CIR, CINCINNATI, OH 45242-5811 |
| Document Number | 0000003328 |
| Map Reference | MB28 PG18&19 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 18-0053328 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AGILITY CLOSING & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10306 CRESTWIND CIR, CINCINNATI, OH 45242-5811 |
| Document Number | 0000003329 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 18-0053329 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 10306 Crestwind Cir was $9,478, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Montgomery City |
| Unified School District | Sycamore Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,478.00 (+2.38%) | $185,238 (-) Land $43,225 Building $142,013 | $529,250 Land $123,500 Building $405,750 |
| 2024 | $9,258.00 (-0.56%) | $185,238 (-) Land $43,225 Building $142,013 | |
| 2023 | $9,310.00 (+5.1%) | $185,238 (+26.01%) Land $43,225 Building $142,013 | $529,250 Land $123,500 Building $405,750 |
| 2022 | $8,858.00 Homeowner's exemption | $147,000 Land $36,575 Building $110,425 | |
| 2020 | $420,000 Land $104,500 Building $315,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10306 Crestwind Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10306 Crestwind Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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