10305 Riverview St, Independence, OR 97351 Property Records

Polk County property record for 10305 Riverview St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1946
Lot Size	0.322 acres (14,022 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Apr 2022)
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09423-C0-01500`

Property Details

APN / Parcel Number

Primary APN	`09423-C0-01500`
Alternative APN	`213172`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	720 sqft Gross Area
1st Floor Area	720 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2010
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,022 sqft (0.322 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	213172
Street Address	10305 RIVERVIEW ST
City	INDEPENDENCE
State	OR
Zip	97351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	ONE STORY
Legal Range	4W
Legal Township	09S
Legal Section	23
Legal Subdivision	BUENA VISTA
Legal Block	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2012
Census Tract	20306

Owner

10305 Riverview St is owned by two individuals who bought it in April 2022.

Source: Polk County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11305 RIVERVIEW ST, INDEPENDENCE, OR 97351-9735
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC
Sep 17, 2020	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Mar 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Mar 20, 2020 · Amount on File
Deed Document Number	20224464
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Apr 12, 2022
Property Address	10305 RIVERVIEW ST, INDEPENDENCE, OR 97351
Document Number	0000004464
Map Reference	VOL 99 PG 99
Instrument Date	Apr 6, 2022
Instrument	2022-004464
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11305 RIVERVIEW ST, INDEPENDENCE, OR 97351-9735

Mortgage

Document Number	0000004465
Date	Apr 12, 2022
Instrument	2022-004465

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	10305 RIVERVIEW ST, INDEPENDENCE, OR 97351
Document Number	0000013783
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11305 RIVERVIEW ST INDEPENDENCE OR 973519735, INDEPENDENCE, OR 97351-9735

Mortgage

Document Number	0000013783
Date	Sep 22, 2020
Instrument	13783

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Mar 20, 2020
Property Address	10305 RIVERVIEW ST, INDEPENDENCE, OR 97351
Document Number	0000003915
Instrument Date	Mar 19, 2020
Instrument	2020-003915
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 91, HALSEY, OR 97348-0091

Mortgage

Document Number	0000003916
Date	Mar 20, 2020
Instrument	2020-003916

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10305 Riverview St was $1,399, up 4.2% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,930 (+3%) Land $50,890 Building $60,040	$287,420 (+4.4%) Land $155,000 Building $132,420
2025	$1,399.00 (+4.17%)	$107,700 (+2.99%) Land $49,400 Building $58,300	$275,310 (-10.98%) Land $145,000 Building $130,310
2024	$1,343.00 (-6.02%)	$104,570 (+2.99%) Land $47,970 Building $56,600	$309,260 (+5.04%) Land $159,400 Building $149,860
2023	$1,429.00 (+13.86%)	$101,530 (+2.99%) Land $46,580 Building $54,950	$294,420 (-0.16%) Land $152,200 Building $142,220
2022	$1,255.00	$98,580 Land $45,230 Building $53,350	$294,900 Land $139,300 Building $155,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10305 Riverview St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	43 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10305 Riverview St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUCKIAMUTE DOMESTIC WATER COOP private · serves 2,738 people · EPA ID OR4100538
Water Source	Purchased surface water from CITY OF FALLS CITY
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	55 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Peak Internet Fixed Wireless	400 / 50

May also be available: Hunter Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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