10305 Ferry Point Pl NW, Rice, MN 56367 Property Records

Benton County property record for 10305 Ferry Point Pl NW, Rice, MN 56367

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.25 ba · 2,901 sqft · built 1993
Lot Size1 acres (43,719 sqft)
OwnerCompany Name on Record
Last Sale$524,900 (Aug 2013)
Tax Bill$10,976 (2026)
Deeds & MortgagesAug 2021 Transfer
Jul 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN12.00981.00

Property Details

APN / Parcel Number

Primary APN12.00981.00

Interior

Bedrooms4 Beds
Full Baths3.25 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,901 sqft Living Area
1st Floor Area2,901 sqft
Basement Area2,592 sqft
Finished Basement2,592 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area43,719 sqft (1 acres)
Lot Dimensions300 ft deep x 200 ft wide
Garage Area1,057 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant

Location & Zoning

Street Address10305 FERRY POINT PL NW
CityRICE
StateMN
Zip56367-9672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-08 TWP-037 RANGE-031 FERRY POINT ADDITION LOT-002 BLOCK-001 & LOT 3 & AN UNDIVIDED 1/27 INTEREST IN LOT 25 BLK 1
Legal Range031
Legal Township037
Legal Section08
Legal SubdivisionFERRY POINT ADDITION
Legal Block1
Legal Lot Number2-3,25
JurisdictionBENTON MN
Township / Civil DivisionWATAB
Census Block Group1
Census Block1023
Census Tract20205

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10305 FERRY POINT PL NW, RICE, MN 56367-9672
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Intrafamily Transfer, Transfer
Jul 17, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Feb 21, 2017Deed of Trust, Mortgage
STEARNS BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2013 · Amount on Record
Deed SaleAug 13, 2013 · Amount on Record
Deed Document Number2013398708
Last Transfer DateAug 27, 2021
Transfer Doc454933
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBENTON MN
Recording DateAug 30, 2021
Property Address10305 FERRY POINT PL NW, RICE, MN 56367-9672
Document Number454933
Instrument DateAug 27, 2021
Instrument454933
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10305 FERRY POINT PL NW, RICE, MN 56367-9672

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address10305 FERRY POINT PL NW, RICE, MN 56367-9672
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number444431
DateJul 17, 2020
Instrument444431
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 30, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address10305 FERRY POINT PL NW, RICE, MN 56367-9672
Transaction TypeMortgage
Record UpdatedMar 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 421130
DateFeb 21, 2017
Instrument421130
Lender
NameSTEARNS BANK NATIONAL ASSOCIATION
TypeBank
AddressALBANY, MN 56307
Agreement
AmountAmount Recorded
Term60 Months
DueFeb 15, 2022

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
County SubdivisionWatab Township
Unified School DistrictSauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,976.00 (+8.31%)$1,037,200 (+6.29%) Land $216,500 Building $820,700$1,037,200 (+6.29%) Land $216,500 Building $820,700
2025$10,134.00 (+13.08%)$975,800 (+9.96%) Land $201,000 Building $774,800$975,800 (+9.96%) Land $201,000 Building $774,800
2023$8,962.00$887,400 Land $156,900 Building $730,500$887,400 Land $156,900 Building $730,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims21 (1997–2001)
Claims Outside the SFHA1 of 21
Most Recent ClaimMay 2001 · Severe Winter Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 7 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Benton Cooperative Telephone Company
Fiber
250 / 250

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