10305 E Holman Rd, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10305 E Holman Rd, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,608 sqft · built 1972
Lot Size	0.976 acres (42,526 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,786 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`44051.1001`

Property Details

APN / Parcel Number

Primary APN	`44051.1001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,608 sqft Living Area
Gross Area	3,432 sqft
1st Floor Area	1,404 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,526 sqft (0.976 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	160 sqft
Patio Area	592 sqft
Shed	1 Shed
Shed Area	480 sqft
Canopy	432 sqft
Pole Barn	1,444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10305 E HOLMAN RD
City	SPOKANE VALLEY
State	WA
Zip	99206-9252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ILLER ADD L1 B2
Legal Range	44E
Legal Township	24N
Legal Section	05
Legal Subdivision	ILLER ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3007
Census Tract	12401

Owner

10305 E Holman Rd is owned and occupied by two individuals who acquired it in August 2025.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10305 E HOLMAN RD, SPOKANE VALLEY, WA 99206-9252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · VA Mortgage SIMPLIFILE
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 22, 2017	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Dec 18, 2018	Deed of Trust, Mortgage · VA Mortgage WEI MORTGAGE CORPORATION
Jul 9, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 22, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 1996
Deed Sale	Mar 21, 1996
Deed Document Number	1996242
Deed Book / Page	1839 / 1085
Last Transfer Date	Aug 5, 2025
Transfer Doc	0007432909
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	May 4, 2026
Property Address	10305 E HOLMAN RD, SPOKANE VALLEY, WA 99206-9252
Document Number	0007486505
Instrument Date	Apr 29, 2026
Instrument	20267486505
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10305 E HOLMAN RD, SPOKANE VALLEY, WA 99206-9252

Mortgage

Document Number	0007486505,
Date	May 4, 2026
Instrument	20267486505

Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10305 E HOLMAN RD, SPOKANE VALLEY, WA 99206-9252
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007183841
Date	Feb 25, 2022
Instrument	7183841

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10305 E HOLMAN RD, SPOKANE VALLEY, WA 99206-9252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006642326
Date	Sep 22, 2017
Instrument	6642326

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10305 E HOLMAN RD, SPOKANE VALLEY, WA 99206-9252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006770229
Date	Dec 18, 2018
Instrument	6770229

Lender

Name	WEI MORTGAGE CORPORATION
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10305 E HOLMAN RD, SPOKANE VALLEY, WA 99206-9252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MERIDIAN NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006940438
Date	Jul 9, 2020
Instrument	6940438

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10305 E HOLMAN RD, SPOKANE VALLEY, WA 99206-9252
Document Number	0006858385
Instrument Date	Oct 22, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10305 E HOLMAN RD SPOKANE VALLEY WA 992069252, SPOKANE VALLEY, WA 99206-9252

Mortgage

Document Number	0006858385
Date	Oct 29, 2019
Instrument	6858385

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	TEMPE, AZ 85282

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 10305 E Holman Rd was $4,786, up 0.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,786.00 (+0.15%)	$496,900 (+9.69%) Land $135,000 Building $361,900	$496,900 (+9.69%) Land $135,000 Building $361,900
2025	$4,779.00	$453,000 (+1.46%) Land $125,000 Building $328,000	$453,000 (+1.46%) Land $125,000 Building $328,000
2024		$446,500 (+23.38%) Land $87,000 Building $359,500	$446,500 (+23.38%) Land $87,000 Building $359,500
2023	$4,134.00 (+1.32%)	$361,900 Land $72,500 Building $289,400	$361,900 Land $72,500 Building $289,400
2022	$4,080.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10305 E Holman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10305 E Holman Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 72% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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