10305 Chartley Ct, Chardon, OH 44024 Property Records

Geauga County property record for 10305 Chartley Ct, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,140 sqft · built 1998
Lot Size	2.56 acres (111,514 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Oct 2012)
Tax Bill	$9,081 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-176919`

Property Details

APN / Parcel Number

Primary APN	`21-176919`
Alternative APN	`004479-8`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,140 sqft Living Area
1st Floor Area	1,894 sqft
Upper Floors Area	1,246 sqft
Attic	Attic
Attic Area	744 sqft
Basement Area	1,750 sqft
Unfinished Basement	1,750 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	111,514 sqft (2.56 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	750 sqft
Patio Area	750 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004479-8
Street Address	10305 CHARTLEY CT
City	CHARDON
State	OH
Zip	44024-8495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/L 20 BOULDER CREEK SUB #2
Legal Subdivision	BOULDER CREEK SUB
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	2
Census Block	2001
Census Tract	310800

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10305 CHARTLEY CT, CHARDON, OH 44024-8495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 17, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Apr 24, 2019	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2012 · Amount on Record
Deed Sale	Oct 19, 2012 · Amount on Record
Prior Sale	Apr 30, 2003 · Amount on Record
Last Transfer Date	Nov 15, 2024
Transfer Doc	0021933114
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10305 CHARTLEY CT, CHARDON, OH 44024-8495
Transaction Type	Mortgage
Record Updated	Mar 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10305 CHARTLEY CT, CHARDON, OH 44024-8495

Mortgage

Document Number	0021820110
Date	Mar 6, 2024
Book Page	2182/110
Instrument	202401020859

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 16, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10305 CHARTLEY CT, CHARDON, OH 44024-8495
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10305 CHARTLEY CT, CHARDON, OH 44024-8495

Mortgage

Document Number	0021620275
Date	Nov 17, 2022
Book Page	2162/275
Instrument	202201007093

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10305 CHARTLEY CT, CHARDON, OH 44024-8495
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021600949
Date	Oct 12, 2022
Book Page	2160/949
Instrument	202201005836

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10305 CHARTLEY CT, CHARDON, OH 44024-8495
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10305 CHARTLEY CT, CHARDON, OH 44024-8495

Mortgage

Document Number	0020692288
Date	Apr 24, 2019
Book Page	2069/2288
Instrument	201900948226

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,081.00 (-0.49%)	$186,730 (-) Land $34,790 Building $151,940
2024	$9,126.00 (+5.65%) Homeowner's exemption	$186,730 (-) Land $34,790 Building $151,940
2023	$8,638.00 (+3.52%) Homeowner's exemption	$186,730 (+26.72%) Land $34,790 Building $151,940	$533,500 (+26.72%) Land $99,400 Building $434,100
2022		$147,360 Land $29,090 Building $118,270
2021	$8,344.00
2020			$421,000 Land $83,100 Building $337,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1986–1989)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1989 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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