10305 Celtic Ash Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 10305 Celtic Ash Dr, Ruskin, FL 33573

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,917 sqft · built 2007
Lot Size0.138 acres (6,002 sqft)
OwnerIndividual Name on Record
Last Sale$183,000 (Jan 2017)
Tax Bill$5,506 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN077775-0256

Property Details

APN / Parcel Number

Primary APN077775-0256
Alternative APN
  • U19312099D000004000020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,917 sqft Living Area
Gross Area2,784 sqft
1st Floor Area1,917 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2016
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,002 sqft (0.138 acres)
Lot Dimensions117 ft deep x 50.7 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area426 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777750256
Street Address10305 CELTIC ASH DR
CityRUSKIN
StateFL
Zip33573-6740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionBELMONT PHASE 1A LOT 2 BLOCK 4
Legal Range20E
Legal Township31S
Legal Section19
Legal SubdivisionBELMONT PHASE 1A
Legal Tract99D
Legal Block4
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1035
Census Tract14007

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address10305 CELTIC ASH DR, RUSKIN, FL 33573-6740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 17, 2017Warranty Deed, Transfer · FHA Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2017 · Amount on Record
Deed SaleJan 17, 2017 · Amount on Record
Prior SaleSep 20, 2007 · Amount on Record
Deed Document Number201720443
Deed Book / Page24668 / 628
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10305 CELTIC ASH DR, RUSKIN, FL 33573-6740
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10305 CELTIC ASH DR, RUSKIN, FL 33573-6740

Mortgage

Document Number2021392968
DateAug 5, 2021
Instrument2021392968
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 17, 2017
Property Address10305 CELTIC ASH DR, RUSKIN, FL 33573-6740
Document Number0000020443
Book / Page24668 / 0628
Map ReferenceMB112 PG62-83
Instrument DateJan 12, 2017
Instrument2017020443
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyINTERITY FIRST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,281.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10305 CELTIC ASH DR, 10305, RUSKIN, FL 33573-6740

Transferred To (Grantee/Buyer)

NameVerified Name
Address10305 CELTIC ASH DR, RUSKIN, FL 33573-6740

Mortgage

Document Number0000020444
DateJan 17, 2017
Instrument2017020444
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$210,372 (+2.7%)$290,645 (-3.11%) Land $77,870 Building $212,775
2025$5,506.00 (+15.38%) Homeowner's exemption$204,841 (+5.99%)$299,975 (+3.24%) Land $83,861 Building $216,114
2023$4,772.00 (+5.34%) Homeowner's exemption$193,270 (+3%)$290,554 (+4.93%) Land $77,870 Building $212,684
2022$4,530.00 Homeowner's exemption$187,641$276,913 Land $65,890 Building $211,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 100 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies100 in force
Nearby Flood Claims7 (2020–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Debby, Aug 2024 · 2 claims
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Celtic Ash Dr

Nearby Streets

Search Property Records by Address or Parcel Number