10305 40th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 10305 40th Ave E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,462 sqft · built 1976
Lot Size2.81 acres (122,404 sqft)
Owner2 Individual Names on Record
Last Sale$362,000 (Oct 2022)
Tax Bill$2,843 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN6136-1000-5

Property Details

APN / Parcel Number

Primary APN6136-1000-5
Alternative APNs
  • 331817613610005
  • 0613610005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,462 sqft Living Area
Gross Area2,359 sqft
1st Floor Area1,462 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area122,404 sqft
Garage Area1,680 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area357 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Old Parcel Number0613610005
Street Address10305 40TH AVE E
CityPALMETTO
StateFL
Zip34221-9285
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1 SUBURB
Legal DescriptionS1/2 OF NE1/4 OF NE1/4 OF SW1/4; LESS THE N 132 FT PI#6136.1000/5
Legal Range18E
Legal Township33S
Legal Section17
Legal SubdivisionACREAGE
JurisdictionMANATEE FL
Township / Civil DivisionPARRISH
Census Block Group2
Census Block2025
Census Tract1915

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10305 40TH AVE E, PALMETTO, FL 34221-9285
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2022Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Apr 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Apr 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2022 · Amount on Record
Deed SaleOct 27, 2022 · Amount on Record
Prior SaleJan 22, 2014 · Amount on Record
Deed Document Number2022130391
Record UpdatedOct 29, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateOct 27, 2022
Property Address10305 40TH AVE E, PALMETTO, FL 34221-9285
Document Number0041130391
Instrument DateOct 25, 2022
Instrument202241130391
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,534.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1602 4TH ST W, PALMETTO, FL 34221-4406

Transferred To (Grantee/Buyer)

NameVerified Name
Address10305 40TH AVE E, PALMETTO, FL 34221-9285

Mortgage

Document Number0041130392
DateOct 27, 2022
Instrument202241130392
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address10305 40TH AVE E, PALMETTO, FL 34221-9285
Document Number0041139294
Instrument DateDec 7, 2020
Transaction TypeMortgage
Record UpdatedFeb 2, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10305 40TH AVE E PALMETTO FL 342219285, PALMETTO, FL 34221-9285

Mortgage

Document Number0041139294
DateDec 16, 2020
Instrument41139294
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 15, 2050

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address10305 40TH AVE E, PALMETTO, FL 34221-9285
Document Number0041039943
Instrument DateApr 3, 2020
Transaction TypeMortgage
Record UpdatedMay 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10305 40TH AVE E PALMETTO FL 342219285, PALMETTO, FL 34221-9285

Mortgage

Document Number0041039943
DateApr 16, 2020
Instrument41039943
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address10305 40TH AVE E, PALMETTO, FL 34221-9285
Document Number0027242738
Instrument DateApr 16, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address10305 40TH AVE E PALMETTO FL 342219285, PALMETTO, FL 34221-9285

Mortgage

Document Number0027242738
DateApr 20, 2018
Book Page002724/002738
Instrument41039967
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2048

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$243,781 (+2.7%)$362,854 (-0.11%) Land $145,733 Building $217,121
2025$237,372 (+26.91%)$363,236 (+6.98%) Land $145,733 Building $217,503
2024$2,843.00 (+24.15%)
2023$2,290.00 (+55.25%) Homeowner's exemption$187,046 (+46.28%)$339,536 (+41.22%) Land $145,733 Building $193,803
2022$1,475.00 Homeowner's exemption$127,871$240,423 Land $66,675 Building $173,748

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 229 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims3 (2020–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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