10304 Usher St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10304 Usher St, Spring Hill, FL 34608

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,440 sqft · built 1981
Lot Size	0.2 acres (8,712 sqft)
Owner	Owner Name on File
Last Sale	$50,000 (Dec 2011)
Tax Bill	$1,879 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5170-1138-0020`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5170-1138-0020`
Alternative APNs	`00624186` `624186`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,440 sqft Total Area
1st Floor Area	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00624186
Street Address	10304 USHER ST
City	SPRING HILL
State	FL
Zip	34608-7228
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SPRING HILL UNIT 17 BLK 1138 LOT 2
Legal Range	18E
Legal Township	23S
Legal Section	18
Legal Subdivision	SPRING HILL UNIT 17
Legal Block	1138
Legal Lot Number	2
Legal Unit	17
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2007
Census Tract	41105

Owner

The current owner of 10304 Usher St bought it in December 2011.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Owner Name on File
Mailing Address	18226 OZARK DR, HUDSON, FL 34667-6341

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2011 · Amount on File
Deed Sale	Dec 27, 2011 · Amount on File
Prior Sale	Aug 22, 2005
Deed Document Number	2011066480
Deed Book / Page	2870 / 0499
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10304 USHER ST, SPRING HILL, FL 34608-7228
Document Number	0037321075
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18226 OZARK DR HUDSON FL 346676341, HUDSON, FL 34667-6341

Mortgage

Document Number	0037321075
Date	Jul 26, 2019
Book Page	003732/001075
Instrument	46509

Lender

Name	CADENCE BK NA
Address	SPRING HILL, FL 34606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 25, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10304 Usher St was $1,879.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,879.00	$108,721	$160,913 Land $45,000 Building $115,913
2023		$89,852 Land $89,852
2022	$1,941.00		$180,846 Land $51,600 Building $129,246

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10304 Usher St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10304 Usher St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20