Montgomery County property record for 10304 Ridgeline Dr, Gaithersburg, MD 20886
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,331 sqft · built 1979 |
| Lot Size | 0.016 acres (683 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Aug 1996) |
| Tax Bill | $2,779 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01719123 |
| Primary APN | 09-01719123 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,331 sqft Living Area |
| 1st Floor Area | 458 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 683 sqft (0.016 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01719123 |
|---|---|
| Street Address | 10304 RIDGELINE DR |
| City | MONTGOMERY VILLAGE |
| State | MD |
| Zip | 20886-3008 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R20 |
| Legal Description | CLUBSIDE MONTG VILL PT SEC 2A |
| Legal Subdivision | CLUBSIDE MONTG VILL |
| Legal Block | 2 |
| Legal Lot Number | 364 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 700813 |
10304 Ridgeline Dr, a townhouse, is owned and occupied by an individual who bought it in August 1996.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10304 RIDGELINE DR, MONTGOMERY VILLAGE, MD 20886-3008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 1996 · Amount on File |
| Deed Sale | Aug 5, 1996 · Amount on File |
| Deed Document Number | 199674989 |
| Deed Book / Page | 14285 / 468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10304 RIDGELINE DR, GAITHERSBURG, MD 20886-3008 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0675670258 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 67567/258 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 175 Months |
| Due | Jun 20, 2038 |
The 2025 property tax bill for 10304 Ridgeline Dr was $2,779.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,000 (+6.57%) Land $110,000 Building $171,000 | $281,000 (-) Land $110,000 Building $171,000 | |
| 2025 | $2,779.00 | $263,667 | $281,000 Land $110,000 Building $171,000 |
| 2023 | $229,000 Land $100,000 Building $129,000 | $229,000 Land $100,000 Building $129,000 | |
| 2022 | $2,029.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10304 Ridgeline Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10304 Ridgeline Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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