Louisville/Jefferson County Metro Government property record for 10304 Mitchell Hill Rd, Fairdale, KY 40118
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,894 sqft · built 1951 |
| Lot Size | 0.371 acres (16,169 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,500 (Oct 2021) |
| Tax Bill | $2,407 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jun 2019 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 24105005410000 |
| Primary APN | 24105005410000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,894 sqft Finished Area |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,169 sqft (0.371 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00260857 |
|---|---|
| Street Address | 10304 MITCHELL HILL RD |
| City | FAIRDALE |
| State | KY |
| Zip | 40118-9026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDEN |
| Legal Description | 0.3712 AC +/-, NW CORNER MITCHELL HILL RD & ROSEBANK CT (DB 12161 X 742, 11149 X 989, 10150 X 167, 9689 X 524, 9027 X 6 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | POND CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 12005 |
10304 Mitchell Hill Rd is owned and occupied by two individuals who bought it in October 2021.
Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10304 MITCHELL HILL RD, FAIRDALE, KY 40118-9026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jun 19, 2019 | Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG |
| May 14, 2018 | Warranty Deed, Transfer · VA Mortgage AMERICAN MTG SVC |
| Apr 24, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage REPUBLIC BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2021 · Amount on File |
| Deed Sale | Oct 11, 2021 · Amount on File |
| Prior Sale | May 14, 2018 · Amount on File |
| Deed Document Number | 2021254067 |
| Deed Book / Page | 12161 / 742 |
| Prior Transfer Date | Feb 23, 2011 |
| Prior Transfer Doc | 0096890524 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Oct 11, 2021 |
| Property Address | 10304 MITCHELL HILL RD, FAIRDALE, KY 40118-9026 |
| Document Number | 0000254067 |
| Book / Page | D 12161 / 742 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 2021254067 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 CHINNEY CREEK DR, SHEPHERDSVILLE, KY 40165 |
| Document Number | 0000254068 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 2021254068 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 10304 MITCHELL HILL RD, FAIRDALE, KY 40118-9026 |
| Document Number | 0161050163 |
| Instrument Date | Jun 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2019 |
| Title Company | UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NAT'L LENDER SVCS LL |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10304 MITCHELL HILL RD FAIRDALE KY 401189026, FAIRDALE, KY 40118-9026 |
| Document Number | 0161050163 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 016105/000163 |
| Instrument | 198661 |
| Name | SOVEREIGN LNDG |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | May 14, 2018 |
| Property Address | 10304 MITCHELL HILL RD, FAIRDALE, KY 40118-9026 |
| Document Number | 0111490989 |
| Book / Page | 011149 / 000989 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 111506 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2018 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10304 MITCHELL HILL RD FAIRDALE KY 401189026, FAIRDALE, KY 40118-9026 |
| Document Number | 155210237 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 015521/000237 |
| Instrument | 111507 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Apr 24, 2018 |
| Property Address | 10304 MITCHELL HILL RD, FAIRDALE, KY 40118-9026 |
| Document Number | 0154960466 |
| Book / Page | 015496 / 000466 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 96237 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 31, 2018 |
| Title Company | HORNE TITLE |
| Name | Verified Name |
|---|---|
| Address | 10304 MITCHELL HILL RD FAIRDALE KY 401189026, FAIRDALE, KY 40118-9026 |
| Document Number | 154960466 |
|---|---|
| Date | Apr 24, 2018 |
| Book Page | 015496/000466 |
| Instrument | 96237 |
| Name | REPUBLIC BK&TR |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 23, 2019 |
The 2025 property tax bill for 10304 Mitchell Hill Rd was $2,407.
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,407.00 | $231,300 Land $12,540 Building $218,760 | |
| 2024 | $231,300 (-0.52%) Land $12,540 Building $218,760 | ||
| 2023 | $2,552.00 (-0.39%) | $232,500 (-) Land $21,800 Building $210,700 | $232,500 (-) Land $21,800 Building $210,700 |
| 2022 | $2,562.00 | $232,500 Land $21,800 Building $210,700 | $232,500 Land $21,800 Building $210,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10304 Mitchell Hill Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 18 (2015–2026) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10304 Mitchell Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| BluegrassNet Fixed Wireless | 100 / 100 |
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