10304 Lorain Ave, Silver Spring, MD 20901 Property Records

Montgomery County property record for 10304 Lorain Ave, Silver Spring, MD 20901

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,565 sqft · built 1937
Lot Size0.211 acres (9,171 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Sep 2008)
Tax Bill$5,930 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01034795

Property Details

APN / Parcel Number

Primary APN13-01034795
Alternative APN
  • 01034795

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,565 sqft Living Area
Gross Area2,087 sqft
1st Floor Area850 sqft
Basement Area350 sqft
Finished Basement350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleMulti-Level
Exterior MaterialStone
Construction TypeFrame
Roof MaterialSlate
Lot Area9,171 sqft (0.211 acres)
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area354 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerMunicipal

Location & Zoning

Account Number01034795
Street Address10304 LORAIN AVE
CitySILVER SPRING
StateMD
Zip20901-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionNORTHWOOD PARK 1ST A DD
Legal Subdivision3RD ADD TO NORTHWOOD PARK
Legal BlockB
Legal Lot Number2
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group4
Census Block4004
Census Tract703100

Owner

10304 Lorain Ave is owned and occupied by an individual who bought it in September 2008.

Source: Montgomery County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address10304 LORAIN AVE, SILVER SPRING, MD 20901-2406
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2008 · Amount on File
Deed SaleSep 10, 2008 · Amount on File
Deed Document Number2008120643
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10304 LORAIN AVE, SILVER SPRING, MD 20901-2406
Transaction TypeMortgage
Record UpdatedOct 4, 2021
Title CompanyCAPITOL TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address10304 LORAIN AVE, SILVER SPRING, MD 20901-2406

Mortgage

Document Number0640790087
DateSep 21, 2021
Book Page64079/87
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address48431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueOct 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 10304 Lorain Ave was $5,930.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$516,900 (+2.52%)$542,300 (+7.56%) Land $223,000 Building $319,300
2025$5,930.00$504,200 Land $223,000 Building $281,200$504,200 Land $223,000 Building $281,200
2023$435,267$504,200 Land $223,000 Building $281,200
2022$4,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10304 Lorain Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10304 Lorain Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: Astound Broadband, T-Mobile.

Nearby Properties on Lorain Ave

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