Travis County property record for 10304 Garbacz Dr, Austin, TX 78748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,406 sqft · built 2001 |
| Lot Size | 0.11 acres (4,794 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,600 (May 2018) |
| Tax Bill | $7,049 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0434210403 |
| Primary APN | 0434210403 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,406 sqft Living Area |
| Gross Area | 1,616 sqft |
| 1st Floor Area | 580 sqft |
| 2nd Floor Area | 826 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,794 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 513318 |
|---|---|
| Street Address | 10304 GARBACZ DR |
| City | AUSTIN |
| State | TX |
| Zip | 78748-3768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 BLK C SADDLEWOOD ESTATES SEC 3 |
| Legal Subdivision | SADDLEWOOD ESTATES SEC 3 |
| Legal Block | C |
| Legal Lot Number | 29 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | AUSTIN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 31900 |
10304 Garbacz Dr is owned and occupied by an individual who bought it in May 2018.
Source: Travis County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10304 GARBACZ DR, AUSTIN, TX 78748-3768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 2, 2018 | Vendor's Lien, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2018 · Amount on File |
| Deed Sale | May 2, 2018 · Amount on File |
| Prior Sale | Aug 27, 2010 |
| Deed Document Number | 201867297 |
| Prior Transfer Date | Feb 2, 2010 |
| Prior Transfer Doc | 0000018771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 10304 GARBACZ DR, AUSTIN, TX 78748-3768 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000120401 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020120401 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | May 2, 2018 |
| Property Address | 10304 GARBACZ DR, AUSTIN, TX 78748-3768 |
| Document Number | 0000067297 |
| Map Reference | DOC200000170 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 2018067297 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10304 GARBACZ DR, AUSTIN, TX 78748-3768 |
| Document Number | 0000067298 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 2018067298 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 10304 Garbacz Dr was $7,049, down 0.9% from the year before.
Source: Travis County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Austin City |
| County | Travis County |
| Unified School District | Austin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,049.00 (-0.86%) | $344,458 Land $151,910 Building $192,548 | $344,458 Land $151,910 Building $192,548 |
| 2024 | $7,110.00 | ||
| 2023 | $415,130 Land $150,000 Building $265,130 | $415,130 Land $150,000 Building $265,130 | |
| 2022 | $8,251.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10304 Garbacz Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10304 Garbacz Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures