Hamilton County property record for 10304 E Miami River Rd, Cincinnati, OH 45252
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,414 sqft · built 1994 |
| Lot Size | 5.11 acres (223,027 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Apr 2022) |
| Tax Bill | $7,675 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Aug 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0320-0060-00 |
| Primary APN | 510-0320-0060-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,414 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| 2nd Floor Area | 1,064 sqft |
| Basement Area | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 223,027 sqft (5.11 acres) |
| Patio Area | 968 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10304 E MIAMI RIVER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45252-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E MIAMI RIVER RD 5.12 AC R1-T2-S28 |
| Legal Range | 01 |
| Legal Township | 02 |
| Legal Section | 28 |
| Legal Subdivision | JAMES C LUDLOW ESTATE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 20502 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10304 E MIAMI RIVER RD, CINCINNATI, OH 45252-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Aug 5, 2019 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 27, 2022 | Survivorship Deed, Transfer NOT AVAILABLE, TNTA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on Record |
| Deed Sale | Apr 27, 2022 · Amount on Record |
| Prior Sale | Jan 6, 2009 · Amount on Record |
| Deed Document Number | 0000042610 |
| Deed Book / Page | 14655 / 1250 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10304 E MIAMI RIVER RD, CINCINNATI, OH 45252-1704 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 10304 E MIAMI RIVER RD, CINCINNATI, OH 45252-1704 |
| Document Number | 0000039204 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 14934/136 |
| Instrument | 2023-0039204 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Apr 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 10304 E MIAMI RIVER RD, CINCINNATI, OH 45252-1704 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000063822 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 13973/00987 |
| Instrument | 2019-0063822 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 20, 2049 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 27, 2022 |
| Property Address | 10304 E MIAMI RIVER RD, CINCINNATI, OH 45252-1704 |
| Document Number | 0000042610 |
| Book / Page | 14655 / 1250 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 2022-0042610 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | NOT AVAILABLE, TNTA |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 10304 E MIAMI RIVER RD, CINCINNATI, OH 45252-1704 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,675.00 (+7.57%) | $132,958 (-) Land $29,302 Building $103,656 | |
| 2024 | $7,135.00 (-0.4%) | $132,958 (-) Land $29,302 Building $103,656 | |
| 2023 | $7,164.00 (+3.09%) | $132,958 (+26.46%) Land $29,302 Building $103,656 | $379,880 (+26.46%) Land $83,720 Building $296,160 |
| 2022 | $6,949.00 Homeowner's exemption | $105,141 Land $34,577 Building $70,564 | |
| 2020 | $300,400 Land $98,790 Building $201,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jan 2000 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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