10304 Division Rd, Columbus, MI 48063 Property Records

St. Clair County property record for 10304 Division Rd, Columbus, MI 48063

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,276 sqft · built 1972
Lot Size	0.654 acres (28,488 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Feb 2023)
Tax Bill	$4,784 (2025)
Deeds & Mortgages	Feb 2023 Sale & Line of Credit Dec 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-16-031-3010-000`

Property Details

APN / Parcel Number

Primary APN	`74-16-031-3010-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,276 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	28,488 sqft (0.654 acres)
Lot Dimensions	285 ft deep x 100 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10304 DIVISION RD
City	COLUMBUS
State	MI
Zip	48063-4002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GEN. COMM
Legal Description	BEG AT S 1/4 COR, TH N 0D 33M 30S W 285.15', TH N 89D 13M 40S E 100', TH S 0D 33M 30S E 285.15', TH S 89D 13M 40S W TO BEG
Legal Range	15E
Legal Township	05N
Legal Section	31
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	COLUMBUS
Census Block Group	2
Census Block	2034
Census Tract	651600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10134 BRENNAN RD, KENOCKEE, MI 48006-3700
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Warranty Deed, Transfer · Line of Credit CHOICEONE BANK
Dec 2, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 26, 2018	Deed of Trust, Mortgage · Line of Credit FIRST ST BK/SARASOTA
Jul 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Deed Document Number	20232361
Deed Book / Page	5598 / 378
Prior Transfer Date	Oct 3, 2019
Prior Transfer Doc	0005106253
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 13, 2023
Property Address	10304 DIVISION RD, COLUMBUS, MI 48063-4002
Document Number	0005598378
Book / Page	5598 / 378
Instrument Date	Jan 31, 2023
Instrument	2023002361
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1520, NEWPORT, TN 37822-1520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10788 GRATIOT AVE, CASCO, MI 48064-1006

Mortgage

Document Number	0005596679
Date	Feb 6, 2023
Book Page	5596/679
Instrument	2023002000

Lender

Name	CHOICEONE BANK
Type	Bank
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10304 DIVISION RD, COLUMBUS, MI 48063-4002
Document Number	0051950389
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10304 DIVISION RD COLUMBUS MI 480634002, COLUMBUS, MI 48063-4002

Mortgage

Document Number	0051950389
Date	Jun 4, 2020
Book Page	005195/000389

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Interest

Rate Type	Adjustable Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 8, 2019
Property Address	10304 DIVISION RD, COLUMBUS, MI 48063-4002
Document Number	0051060253
Book / Page	005106 / 000253
Instrument Date	Oct 3, 2019
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10304 DIVISION RD COLUMBUS MI 480634002, COLUMBUS, MI 48063-4002

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10304 DIVISION RD, COLUMBUS, MI 48063-4002
Document Number	0049220919
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10304 DIVISION RD COLUMBUS MI 480634002, COLUMBUS, MI 48063-4002

Mortgage

Document Number	0049220919
Date	Mar 6, 2018
Book Page	004922/000919

Lender

Name	FIRST ST BK/SARASOTA
Type	Bank
Address	RICHMOND, MI 48062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 5, 2023

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 22, 2019
Property Address	10304 DIVISION RD, COLUMBUS, MI 48063-4002
Document Number	0050770344
Book / Page	005077 / 000344
Instrument Date	Sep 28, 2010
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10304 DIVISION RD COLUMBUS MI 480634002, COLUMBUS, MI 48063-4002

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Columbus Township
Unified School District	Richmond Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,700 (+1.99%)	$205,400 (+1.99%)
2025	$4,784.00 (+0.78%)	$100,700 (+6.34%)
2024	$4,747.00 (+215.83%)		$201,400 (+6.34%)
2023		$94,700
2022	$1,503.00		$189,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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